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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> o �o � � �O 0 0 <br /> � ZD � � �z O (A <br /> W �� � O D�7 � � <br /> m� o � r cDi� c,�,a � <br /> � W� � � C <br /> � <br /> �o � .�.� z <br /> 0 o W � � <br /> U� Z <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street PO BOX 1009 <br /> GRAND ISLAND,NE 68801 GRAND 1SLAND,NE 68802 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Lisa Mayer <br /> NMLS COMPANY 1DENTIFIER: 446443 , <br /> NMLS ORIGINATOR IDENTIFIER: 494669 � � <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on January 30, 2014. The grantar is TAMARA M <br /> JOHNSON, A SINGLE PERSON, whose address is 4139 MANCHESTER RD, GRAND ISLAND,Nebraska <br /> 68803-1508 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home <br /> Equity Line of Credit Agreement,dated January 30,2014 ("Contract"). The obligations of Borrowers who did <br /> not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and <br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. <br /> Box 790, Grand lsland, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan <br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and <br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). TAMARA M <br /> JOHNSON has entered into a Contract with Lender as of January 30,2014, under the terms of which Borrower <br /> may, from time to time, obtain advances not to exceed, at any time, a*rxMAXIMUM PRINCIPAL AMOUNT <br /> (EXCLUDING PROTECTIVE ADVANCES)''�*'` of Twenty Thousand and 00/100 Dollars (U.S. $20,000.00) <br /> ("Credit Limit"). Any pariy interested in the details related to Lender's continuing obligation to make advances to <br /> Borrower is advised to consult directly with Lender. If not paid earlier,the sums owing under Borrower's Confract <br /> with Lender will be due on February 15,2019. This Security Instrument secures to Lender: (a)the repayment of <br /> the debt under the Contract, with interest, including future advances, and all renewals, extensions and <br /> modifications of the Contract; (b)the payment of all other sums, with interest, advanced to protect the security of <br /> this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; <br /> and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Contract. <br /> For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and <br /> conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of <br /> HALL, State of Nebraska: <br /> Address: 4139 MANCHESTER RD,GRAND ISLAND,Nebraska 68803-15Q8 <br /> Legal Description: LOT FORTY SEVEN (47), JEFFREY OAKS SIXTH SUBDIVISION, IN THE <br /> CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the properry. All replacements and additio�s shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. <br /> Sorrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> 0 2004-2013 Compliance Systems,Inc.8EB3-7E79-2013L2.O.E1.712 - <br /> Consumer Real Estate-Security i�stniment DL2036 Page 1 of 5 . vnvw.compliancesysrems.com <br />