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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street PO BOX 1009
<br /> GRAND ISLAND,NE 68801 GRAND 1SLAND,NE 68802
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS COMPANY 1DENTIFIER: 446443 ,
<br /> NMLS ORIGINATOR IDENTIFIER: 494669 � �
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on January 30, 2014. The grantar is TAMARA M
<br /> JOHNSON, A SINGLE PERSON, whose address is 4139 MANCHESTER RD, GRAND ISLAND,Nebraska
<br /> 68803-1508 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home
<br /> Equity Line of Credit Agreement,dated January 30,2014 ("Contract"). The obligations of Borrowers who did
<br /> not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and
<br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O.
<br /> Box 790, Grand lsland, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). TAMARA M
<br /> JOHNSON has entered into a Contract with Lender as of January 30,2014, under the terms of which Borrower
<br /> may, from time to time, obtain advances not to exceed, at any time, a*rxMAXIMUM PRINCIPAL AMOUNT
<br /> (EXCLUDING PROTECTIVE ADVANCES)''�*'` of Twenty Thousand and 00/100 Dollars (U.S. $20,000.00)
<br /> ("Credit Limit"). Any pariy interested in the details related to Lender's continuing obligation to make advances to
<br /> Borrower is advised to consult directly with Lender. If not paid earlier,the sums owing under Borrower's Confract
<br /> with Lender will be due on February 15,2019. This Security Instrument secures to Lender: (a)the repayment of
<br /> the debt under the Contract, with interest, including future advances, and all renewals, extensions and
<br /> modifications of the Contract; (b)the payment of all other sums, with interest, advanced to protect the security of
<br /> this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br /> and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Contract.
<br /> For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br /> conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br /> HALL, State of Nebraska:
<br /> Address: 4139 MANCHESTER RD,GRAND ISLAND,Nebraska 68803-15Q8
<br /> Legal Description: LOT FORTY SEVEN (47), JEFFREY OAKS SIXTH SUBDIVISION, IN THE
<br /> CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the properry. All replacements and additio�s shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br /> Sorrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> 0 2004-2013 Compliance Systems,Inc.8EB3-7E79-2013L2.O.E1.712 -
<br /> Consumer Real Estate-Security i�stniment DL2036 Page 1 of 5 . vnvw.compliancesysrems.com
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