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<br /> 98- 112s�3
<br /> payments may no l�nger be required,at the option of I.ender, if mortgage insurunce coveragr.(in the amount and for the period
<br /> that l.,cnder requires)provided by an insurer approvcd by I.cndcr aguin becomes nvnilable and is obtaincd. Borrower sfiall puy
<br /> the premiums rcquircd to maintain rnartgage insurance in cffect, or to providc n loss reservc,until thc rcquirement for mortgage
<br /> insurance ends in accordancc wi�h any writtcn agrcement batw�en Liorrawer nnd I.cndcr or applicuble law.
<br /> 9, inspccNon. Lcndcr or its agent muy makc reasonablc entrics upon and insFxctions of the Property. i.cndcr shall givc
<br /> �orrower notice nt the time oF or prior to nn inspection specifying reasonable cause for the inspection.
<br /> l0. Condemnallnn. The procecds of any aw�rd or claim for damages, direct nr conseyuentinl, in conncction with nny
<br /> condemnntion or ather taking af nny part of the Property,or for ccmveyance in lieu of condemnation, u�e hereby nssigned und
<br /> shall hc paid to I.cndcr.
<br /> In the event of a totul taking oiihe Prc��x:rry,lhe pnxcedti shuU Ix:upplicd to the sumti,ectircd by this Security Instruntent.
<br /> whcthcr or not then duc, with any exccss paid to Borrowcr, In�hc evcnt cif ii panial �uking of thc Properry in which thc fair
<br /> murkct vuluc of tlia Prc�pcny immcAiatcly tx;forc thc t;tking is cyu:�l tn c►r greutcr thnn thc nnwunt i�f'thc sums securecl by this
<br /> Sccuriry Instrumciit immcdiutcly bcfnrc dic tuking,u�ilctis R��rrowcr uixl Lcndcr uthcrwisc;�grcc iai wriUng, thc sums sccurcd by
<br /> this Security Instnjtnent shall he rcJuccd hy the umount of the pr�xceds mul�iplicd by Ihc fnlli�wing fraction; (n) thc totul
<br /> unu►unt oF thc sums sccurcd imnicdiutcly bcforc thc taking, clivldcd by (h) thc I'uir murkct vuluc of' thc f'roFx�ty immediatcly
<br /> hef��rc thc taking. Any bulancc shall hc paiJ tu &irruwer, In the event of n purtiul taking of thc hroperty in which thc fuir
<br /> murkct vulur nP thc Nro�x:rly immcdlutclY hefore thc tukinb is Icsx �hun thc umount af thc tiums sccurcd immaliatcly beForc thc
<br /> tuking, unless&�rrower aixl I.cixicr oNicrwisc ngrce in writing or unless upplicable law othcrwisc provides, �he proceccls shall
<br /> Ix upplied to the sum�secure�l hy this Securiry Instrument whether or not the sums urc then Juc.
<br /> If the Propci�ty is ub�mdc�ncd by E3orrowcr, or if, aRer nocicc by l.�ndcr to Borrowcr that the condemnor offen to makc an
<br /> uwurd or setQc a clalm fi�r danut�cs, Harrower fails to resp�md to I.ender withln 30 days uf'ter the date the notice is given,
<br /> l.cndcr it uuthorizcd t�coUcct and upply thc procceds,ut its optian,cithcr to resroration or rcpair of thc Propcny or ro the sums
<br /> sccurcd by�his Security Instrun�ent,N�hether or not then duc.
<br /> Unlcss l.cndcr and Hocrower otherwise agree: in writing, any application of procceds to princip'al ehall not extend or
<br /> postponc the duc date of thc monthly paymcnts refcrred to in paragraphs I and 2.or change thc amottnt uf such puyments.
<br /> 11. W►rrower Not Rdes►sed;Fnrbearance By Ixoder Not a Waiver.Eztcnsion of the time for payment or modification
<br /> of amortization of the sums sewred 6y this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate ta relea.sc ttie liubility of the original Borrower or Borrower's successors in interest. Lender shull not be reyuireci to
<br /> commence proceeciings against any successor in interest or refuse to extend time for payment or otherwise modify umanization
<br /> of thc sums secured by this Sccuriry instrument by rcason of any demand madc by thc original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in ex�rcising any right or remedy shall not be a waiver of or preclude the
<br /> exercisc of any right or remedy.
<br /> 12. Successors and Asslgns Bound; Joint and Several LiablUty; Cu-slgners. The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns ot Lender anu iiorrower, subjcct co tne provisions nf
<br /> p�ragraph 17. Borrowcr's cnvenants and agrcements shall be joint and sevcral. Any Borrowcr who co-signs this Security
<br /> instrument but does not execute the Note: (a) is co-signing this Security instniment onty to mortgage, grAnt and convey that
<br /> Borrower's interest in the Property under the tenns of this Security Instrument;(b) is not personally obligated to pay the sitms
<br /> secured by this Security instrument and(c)agrees that Lender nnd any other Borrower may agree to extend, modify, forbear or
<br /> makc ar�y accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13. Loan Ch�rges.If the loan secured by this Security Instrunxnt is subject to a law which sets maximum loan charges,
<br /> and that law is finally inter�reted so that the interest or other loan charges collected or to be collected in wnncxtion with the
<br /> loan exceed the permitted limits. then: (a) any such loan charge shall be reduced by the u►nount necessary to reduce the charge
<br /> to the permitted limit; and(b)any sums already collected from Borrower whicli exceeded permitted limits will be refundal to
<br /> Borrower. Lender may choose to make this refund by reducing the principnl owed under the Note or by muking a direct
<br /> payment to Sorrower. If a refund reduces principal, tlie reduction will be treated as a partial prepayment without any
<br /> prepaymcnt charge under the Note.
<br /> 14.Notices. Any notice to Borrower provided for in this Security Instrument shall bc given by delivering it or by mailing
<br /> it by first class maif unless applicable law requires use of:tnother method.'I'he notice shall be directexi to the Property Address
<br /> or uny other uddress Borrowcr dcsignates by notice to Lendcr. Any noticc to Lcndcr shall bc given by first class mail to
<br /> L.ender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this
<br /> Security Instrument shall b�:decrr�ed to have becn given to Borrower or Lender when given as provided in this paragrapli.
<br /> IS.Governing Law; Severabillty. This Security Instrument shall be govcrned by federal luw and the law of the
<br /> jurisdiction in which the Pro�erty is located, [n the event thut any,provision or clause of this Security Instrument or the Nute
<br /> conflicts with applicablc law.such conflict shall not afFect other provisions of this Security Instrument or the Note which can be
<br /> given effect without rhe contlicting pr�vision. To tiiis end the provisions of tliis Security Instrument and the Note are declared
<br /> ta be sevcrablc.
<br /> 16.$orrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instruntent.
<br /> Form 3028 9/90
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