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equals the Existing Interest Rate, the interest rate will not change. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing <br />debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation <br />costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is <br />paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted <br />under applicable law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. <br />25. Request for Notices. BORROWER HEREBY REQUESTS THAT, UNLESS OTHERWISE <br />PRESCRIBED BY LAW, A COPY OF ANY NOTICE OF DEFAULT OR NOTICE OF SALE <br />PURSUANT TO THE NONJUDICIAL FORECLOSURE OF THIS DEED OF TRUST BE MAILED <br />TO BORROWER AT BORROWER'S MAILING ADDRESS SET FORTH HEREIN. <br />26. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and <br />shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) <br />were a part of this Security Instrument. [Check applicable box(es).] <br />❑ Condominium Rider <br />❑ Other [Specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />"1i_ <br />Patricia A. Wieser <br />STATE OF NEBRASKA <br />COUNTY OF <br />Waif <br />(SEAL) <br />[Space Below This Line For Acknowledgment] <br />The foregoing instrument was acknowledged before me this <br />,,JiASP r <br />nature of Person Taking Acknowledgement) <br />Title or Rank: <br />Serial Number, if any: <br />///:1-teut4 e.LAILL <br />d <br />2 <br />Planned Unit Development Rider <br />in.44.4h .t c 7 zol 4-1 (date), by <br />craw. NOTARY • Stab ofNebraska <br />JANICE K. BOEHLE <br />My Comm. Exp. Mauch 27, 2017 <br />Page 7 of 9 HECM Second Deed Of Trust <br />