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<br /> _ paymcnts may no longu be requlral, at the option of Lender, if mortgage insurance coverage(in the amount ar,d for rhe period
<br />= that l.endcr requires)providad by an insurer approved by Lsnder again bccomes availabla and is obtained. Borrowcr shall pay
<br /> " the pramlums reyulred to maintain mortgage insurance in effect,or to provide a loss rescrve, until the requirement for mongagc
<br /> - insurance enda in accordu�ce with any written agrament betwan Borrower a��d L,endcr or applicablc law.
<br />- 9. Inepectian, l.cnder or its agent inay make reasonablc cntries upon and inspections of the Property. Lender shall givc
<br /> � llorrower notice at the Nme of or prior to an inspecdon spccitying reasonable cause for d�e inspection.
<br />� 10. Coadanontlon. The proceeds af any award or eisim for damag�s, dirr,et ar cansequential, in connection with any
<br /> = condemnati�n or other taking of any part of the Property. or for conveyance in lieu of condemnation, are hereby assigned and
<br /> shall be paid to Lender.
<br /> In the event of a total taking af the Property, the procads shall be applied to the sums secured by this Security Instrument,
<br /> whether ar not then due, wlth any excess paid to Bonower, In the event of a partial taking ot'the Propeny in which the f'air
<br />- markct vnluc of the Propeny immediatcly bcfore thc taking is equal to or greatcr than thc amount of the sums secured by tl�is
<br /> Security Instrument immaiiately lxfore the taking,unless Borrower and Lender otherwise agree in writing,the sums secured by
<br /> this Sxurity Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> ainount of the sums secured immaliately before the taking, divided by (b) the fair market value of the Praperty immediately
<br /> before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Prope�ty in which the fair
<br /> market value of the Propeny immediately before che taking is less than the amount of the sums secured immodiately bcfore the
<br /> taking, unless Ronower and L.ender otherwise agrc�in writing or unless appli�able law otherwise provides, the proceeds shall
<br /> be applir.�l to the sums secured by this Security Instrument whether or no[the sums are then due.
<br /> If the Property Is abandonod by Borrower,or if, after notice by l.,ender to Borrower that the condemnor affers[o make an
<br /> award or settle a claim for damages, Bonower fails to respond ta Lender within 30 days after the dato the notice is given,
<br /> l,ender is authorized to collxt and ap�ly the proceeds,at its option, either to restoration ar repair of the Property or to the sum�
<br /> securod by this Sxurity Instrunient,whether or not then due,
<br /> U�nless L.ander and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amuunt of such payments.
<br /> 11.Borrower Not Rda�sed;Fo�►rnnce By Lender Not a Waiver. Extension of the time for payment or modificacion
<br /> of amonization of ths sums socural by this Security Instrument granted by Lender to any successar in interest of Borrower shall
<br /> not operate to release the pability of the original Borrower or Borrower's successors in interest. I.ender shall not be required to
<br /> commence procoedings against any successor in interest or refuse to extend time for payment or otherwise modify amorcization
<br /> o: ihC oa.:s �:.:.;tr'.,3 by i�is ici.uiity fiiSictir�eni ty rcdsoD .�f iu�y dcTiuu�d iiiiule by ti�c originnl Borrower or $orrowcr's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or prxlude the
<br /> exercise of any right or remody.
<br /> 12. Succesaors apd Assigns Bound; Joint and Severnl Liabllity; Co-slgners. The covenants and agreements of this
<br /> Security lnstrument shall bind and benefit the successors and assigns of L.ender and Borrower, subject to the provisions of
<br /> paragraph 17. Burrower's covenants and asrccments shall be joint and several. My Borrower who co-slgns this Security
<br /> Lnstrun�ent but does not eaecute the IVote: (a) is co-signing rhis Security Instrument only ta mortgage, grant and convey that
<br /> Borrower's interest in the Property under the terms of this Security Instrumenr (b)is not personally obligated to pay the sums
<br /> _ secural by this Security Instrumenr and(c)agras that Lender and any other Borrower may agree to extend,modify,forbear or
<br /> make any accommodations with ngard to the terms of this Security Instrument or the Note wi[hout that Borrower's consent,
<br /> - 13.Lopn Clwrges. lf the loan secured by this Security Instniment is subjxt to a law which sets maximum luan charges,
<br /> - and that lAw is finally interpreted so that the interest or other loan charges collected or to be collxted in connection with the
<br /> 4 loan exceal the permitted limits, then:(a) any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> � to the permitted lirt�it; and(b) any sums already coflocted from Borrower which exceeded permitted limits will be refunded to
<br /> Bon•ower. Lender may choose to make this refund by reducing the principal owed under the Notc or by making a direct
<br /> ; payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> � prepayment chazge under thc Note.
<br /> � 14.Notices.Any notice to Borrowcr provided for in this Security Instrument shall bc givcn by dclivering it or by matling
<br />- it by first clTSS mail unlcss ap�licable law requires use of anotlier method. The notice shall be dircctal�o the Property Address
<br /> • or any other �ddr.tss Borrowe� designates by natice to I.onder. Any notice to Lender shall be given by first clavs mail to
<br /> I.�nder's address stated herein or any other address L.ender designates by notice to Borrower. Any notice provided for in this
<br /> : Socuriry Instrument shall be deemed ro have been given to Bottower or•Lender when given as provided in this pazagraph. -
<br /> 15.Governing Law; Sevembility. This Security instrument shall be governed by federal law and the law of the
<br /> , jurisdictian in which the Property is lceated. In the event that any provision or clause of this 5ecurity Instrument or the Note
<br /> conflicts with applicable law,svch conflict shall not affect other provisions of this Sec:urity Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security Instrument and tl�e Note aze declared
<br /> to be severable.
<br /> 16.IMrrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrumen[.
<br /> Fam 3028 9190 --
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