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e m <br />— -n <br />C <br />0 r Z <br />U AN N <br />X = <br />Return To: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />LAURA BAUER <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 21, 2014 , together with all <br />Riders to this document. <br />(B) "Borrower" is TODD C ENCK AND KELLY A ENCK, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />NMLS# 407650 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />115294 <br />n <br />c <br />rn <br />c <br />1 <br />.-L <br />CO <br />Form 3028 1 /01 <br />VMP6(NE) (1302) <br />Page 1 of 1 <br />