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NON - HOMESTEAD <br />I intend to grant a security interest in real property legally described on the attached mortgage or deed <br />of trust. No part of my homestead is presently situated on said real estate, nor will any of my homestead be <br />situated on said property in the future. However, if I establish a homestead on any part of said real estate <br />during the time the mortgage or deed of trust remains unsatisfied and is a lien upon the real estate, I will <br />have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such <br />mortgage or deed of trust. <br />HOMESTEAD <br />❑ I intend to grant a security interest in real property legally described on the attached mortgage or deed <br />of trust. My homestead is located on said real estate, and I understand I have the right to make a <br />designation of homestead in the mortgage or deed of trust. If I waive or disclaim the right to designate my <br />homestead I am waiving rights, that I would otherwise have, to retain my homestead in the event of default <br />upon such mortgage or deed of trust. I hereby waive and disclaim the right to designate my homestead. <br />Dated: <br />Each of the undersigned states as follows: <br />I have read the paragraph checked above, and I understand the contents of that paragraph. <br />This disclaimer was signed before execution of the mortgage or deed of trust. <br />c tL 23) 2013 <br />Wilbur L. Spiehs <br />STATE OF NEBRASKA <br />COUNTY OF -C ._ <br />This instrument was acknowledged on the ef773 day of QC ��✓'� , 2013 by Wilbur L. <br />Spiehs and Carol J. Spiehs, husband and wife, each in his or her own right and as spouse of the other. <br />ota •lic <br />My commission expires: <br />20140064 <br />DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD <br />Page 6 of 6 <br />Initials <br />Carol J. Spiehs <br />