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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Ze(e <br />CLAY E SCHUTZ <br />(Seal) <br />- Borrower <br />(Seal) <br />HEIR , I SCHUTZ - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />NEBASKA Si 2200437482 <br />R <br />NE8 A ngle Family- Fannie Mee/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services <br />ZO14O®56! <br />0 VBNE <br />Form 302$ 1(01 <br />VMP6(NE) 11302) <br />Paye16of17 <br />