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201400516 <br /> 14. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets <br /> maximum loan charges,and that law is finally interprefed so that the interest or other loan charges collected or to <br /> be collected in�connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be <br /> reduced by the amount necessary to reduce the charge to the permitted limit; and(b) any sums already collected <br /> from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this <br /> refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund <br /> reduces principal,the reduction will be treated as a partial prepayment without any prepayment charge under the <br /> Note. <br /> 15. Borrower's Authorization for Disclosure of Financial Information. Borrower hereby authorizes <br /> the holder of any mortgage, deed of trust or other encumbrance with a lien that has a priority over this Security <br /> Instrument to disclose any financial information reyuested in writing by the above-named Lender regarding <br /> Borrower's loan. Such information may include, but shall not be limited to,the following information: current <br /> loan balance, loan status, delinquency notices, tax and insurance receipts, hazard insurance policies and flood <br /> insurance policies,and any other information deemed necessary in its sole discretion by Lender. <br /> To the extent the lender may elect to do so,from time to time,the Borrower hereby authorizes Lender to <br /> cure wholly or in part any default or failure of performance under the terms of the prior Note and Security <br /> Instrument. The Borrower hereby indemnifies and agrees to hold harmless any Lender acting in reliance upon <br /> this provision from any and all liability and causes of action arising from actions taken pursuant to this provision, <br /> including,but not limited to,all attorney fees,costs and expenses incurred for any reason. This provision cannot <br /> be amended, revoked, superseded, or canceled prior to payment in full of the subordinate debt without the <br /> express written consent of the Lender. This provision of the Security Instrument may be continually used from <br /> time to time,and shall inure to the benefit of the Lender,its successors and assigns. <br /> 16. Wavier of Notice of Intention and Accelerate. Borrower waives the right to notice of intention tQ <br /> require payment in full of all sums secured by this Security Instrument except as provided in paragraph 7. <br /> REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES <br /> OR DEED OF TRUST <br /> Borrower and Lender request the holder of any Mortgage, Deed of Trust or other encumbrance with a <br /> lien which has priority over this SecuriTy Instrument to give Notice to Lender, at Lender's address set forth on <br /> page one of this Security Instrument, of any default under the superior encumbrance and of any sale or other <br /> foreclosure action. <br /> BY SIGNING NEXT PAGE, Borrower accepts and agees to the terms contained in this Security <br /> Instrument and in any rider(s)executed by Borrower and recorded with it. <br /> IN WITNESS WHEREOF,Borrower has executed this Security Instrument. <br /> Page 5 of 7 Initial�� <br /> (IIIIII IIIII(IIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIII III) <br />