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201400516 . ; This document was prepared by: Bianca Blanchard Wells Fargo Home Mortgage 210 Wildwood Parkway—Sth Floor—MAC#WO151-053 Birmingham,AL 35209 DEED OF TRUST This Deed of Trust ("Security Instrument") is eff�ctive January 13, 2014, among the Grantor, STEVE R. IBAR.RA, A SINGLE PERSON (herein "borrower"), Gary D Byrne (herein "Trustee"), and the Beneficiary, The Secretary of Housing and Urban Development, whose address is 451 Seventh Street Southwest, Washington D.C., 20410-8000 (herein "Lender"). Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,the following described properiy located in Hall County,NE: Which has the legal description of: See Attached Exhibit A Which has the Property Address of: 719 W 12TH STREET GRAND ISLAND,NE 68801 Tax ID 400123347 TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property cavered by this Security Instrument; and all of the foregoing,together with said properiy (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the"Property". To Secure to Lender the repayment of the indebtedness evidenced by Borrower's note dated January 13, 2014, and extensions and renewals thereof(herein"Note"), in the principal sum of Six Thousand Eight Hundred Ten And 65/100 dollars ($6,810.65), with the balance of the indebtedness, if not sooner paid, due and payable on 1/U2044;the payment of all other sums advanced in accordance herewith to protect the security of this Security Instrument and the performance of the covenants and agreements of Borrower herein contained. Page 1 of 7 Initial�� I Iliiil ilfll IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIII Iiil