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<br /> ----------.____.———
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recordin�Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on January 15, 2014. The grantor is KAREN K
<br /> SNUDA, A SINGLE PERSON, whose address is 4246 SPRINGVIEW DR, GRAND ISLAND, Nebraska
<br /> 68803-6510 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the I-�ome
<br /> Equity Line of Credit Agreement,dated January I5,2014 ("Contract"). The obligations of Borrowers who did
<br /> not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and
<br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O.
<br /> Box 790, Grand Island, Nebraska 68802 (°Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Isiand, Nebraska 68801 ("Lender"). KAREN K SHUDA has
<br /> entered into a Contract with Lender as of January 15,2014,under the terms of which Borrower may,from time to
<br /> time, obtain advances not to exceed, at any time, a xxxMAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br /> PROTECTIVE ADVANCES)*r* of Thirty-five Thousand and 00/100 Dollars (U.S. $35,000.00) ("Credit
<br /> Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to Borrower
<br /> is advised to consuit directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with
<br /> Lender will be due on February 15, 2019. This Security Instrument secures to Lender: (a) the repayment of the
<br /> debt under the Contract,with interest, including future advances, and all renewals, extensions and modifications of
<br /> the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and(c) the
<br /> perfonnance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br /> Trustee, in trust,with power of sale,the following described property located in the COUNTY of HALL, State of
<br /> Nebraska:
<br /> Address: 4246 SPRINGVIEW DR,GRAND ISLAND,Nebraska 68803-6510
<br /> Legal Description: LOT ELEVEN (11), WESTROADS ESTATES FOURTH SUBDIVISION, HALL
<br /> COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the properly, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> �rant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �2004-20t3 Compliance Systems,Inc.8EB3-4B45-201iL2.0.E7.712
<br /> Consumer Rea�Estate-Security Instrument DL2036 Pa3e t of 5 www.compliancesystems.com
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