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<br /> �E�1� �F TF��J�T
<br /> L��� IV�: �'����?�� ���r��ir����I� ���� �
<br /> r��s�r��b ly �����t���� �� �en��r. Tru���rl u��r� r�q u��� �f L�r�d�rr v�ri!I ���iv�r �� L����r fr�m �ti r�� �� tirr�� tE��
<br /> �o�i�ie� �r��rti�i��t�s �f i r��ut'���� i r� f�rm ��t«����ary t� L�nderr ir�c�ud.�r,� st��u[��i�r��t]-ta# ��v�r���� u�ri I� n�� f��
<br /> ��r,��l[��f �r �i min i�hed wi�ha u�t �� [��sf ��r� {'[�} d�ys p ri�r v�rri��n n��i�� �a L�nd�r. E�cF� ir�sur�r,�� ��[i��r �ls�
<br /> . �ha1C i��iu�l��r� ����r��rrt�nt pr��i�fin��[�����v�rage �n���rar��L�r�d�r v�il� r��t�e imp��r��] in �ny vv�y by an�a��r
<br /> �missi�r� �r c�����lt Qf Tru��tor ar�ny ��l��r ��r��t�. �h�r�I� th� F���� Pr�p�r�y �� �o��t�� �r� �€� �r�� ���i�r,at�� �y
<br /> t�� �irect�r�f tf�� F�d�r�[ Em�rg�n�y I�ll�r����rr��n�A��n�y a��s�����f fl��d h����d�r��, Tr�s��r��r���ta abt�in
<br /> �n� rr��i ntai n F�d�r�l �C�ad I n�uran��� if a�v�il��f�, ��r tf�� f�fl un}��i�f p rin�i�al �al a n�� �� tl�� I��r� ��d �ny pri�r
<br /> �i�n� o� �rh� �r����y ���urir�� t�� [�an, �� �� t[�� ma�irrtum p��i�y �irr�it� ��� u���r tf�� N�#i�r��l Fl��r� ln�uran�e
<br /> Pr��ramr �r����h�rv�rise r�quir�� k�y L��d�r� �n�t� m�ir�t�in s��i�insur�n�e far the�ter� ��tl�� I��t�.
<br /> App[iGati�n �f Pro�����. Tru��ar sh�lf pr�r���ly n��ify L�n�l�r�f any 1��� �r d�m��� t� �1�� ['r���rfiy. L�r,�i�� m�y
<br /> rrt�fc� �r��� �� [�ss i# Tr�s��� faif� to d� �� �ritl�ir� fif���n ���) �a�� �f t�� ��s��l�y. 1ll�h�tF��r �r r,�� L�r���r's
<br /> ��cur�t� is i m��i r��� L�r���r rr��y, �t ���1�1�r's �l���i�n, r��eiv� a�� ��t�in �h� �r������ �f�t�y ir���ran�� �r�r� �pp�Y
<br /> th� p�����ds �� �E�� r��u�tior� �� tt�� I n�i�f�t�d r��ssr ��ym�nt �f ��ry li�n �ff���En� �he �r�p�rty� o� tE�� r�s��r����rr
<br /> an� r���ir a�f t�i� Pr���r�,r. If L�n��r�I���s �� apply th� gro�ee��t� r�s��r�ti�r� �r�d r�p��rr �r��t�r�h��l r���ir�r
<br /> r��l��� th� dama�ed �� ��str�y�� [rr7�r���m�nt� irt � m�nn�r ��t�sfa�t�ry ta L�r���r. L�t�€��r ��i�l[, up�n
<br /> ��tisf��t�ry ����f �f �u�h ��€pen�liture, �a� �r r�i�t�urs� �rr�st�r fr�m t�� p�����ds f�r ��r� r�a�anable �o�t a�
<br /> rep�i� o� r��tar��i�rr if Tru�t�r i� r��t i r, d�f��9� �n��r tE�is D��d �� Tru�t_ Ar�y �r����c€� w hi cf� k�a�� n�t E���n
<br /> �lis�ar�r��d wi#h�n ��� day� aft�r �t[�ei r r���i�t �r�d v�r h,i�F� L�n��r ]�as n�t ��mm i�t�� t� the r�p�ir �r r�st�r�ti�r� a€
<br /> tf�� f�r���r'ty sl�al] �� r����i firs��� ��y any�maunt��rtir�ng ta ��r�c��r ur�c��r�hr� ����i ��Tr�s�r �hen �� �ay accr�re�
<br /> in������, ar�d �h� r�rr��ir�d�r, if �rryr sh��l[ b� ��pli��i t� tl�� prin�ip�� b�lanc� af th� l�d��t��n���. l� L�n��r h����
<br /> �ny pr���ed� �f��� p�yrrt�n� in fu 1[ a� th� I n��bt�d r��ss, s��}� �r����c�� �f�a I� �� ��i�i t� Tru�ta r a� 7�r�rst��'s
<br /> i ntere�ts may�����r.
<br /> Tru�t�r'� R���rt�� In��ran��. �pan req�est��L�nder, h�3rtir��r�r r��t m�r� �h�n �r��� � y��r, Trustar�3�a�I f�rnish
<br /> - to Len��r a r���rt �r� ���[� ��ci�tir�� �ali�y �f ins�r�n�� sh�win�: {1} �#�� n�m� �f tE�� i�sttr�r; ��� th� Ti�k�
<br /> it��ur�c�r {�} �E�� �m�ur�� a� th� pali�y; ��} th� �r���rt�r ir��Ur��3r tf�� t1��n ��rr�nt r��l���men� value �'� �u�h
<br /> p��per�y, �n�i��t� rr��r���r��f��t�rrt�inin�th�t v�lr��r �n�] [�� �h� ��€pir�t�or� ���� ��t1�� ��li�y. Trust�r�hallr ���n
<br /> r�q�est�f��n���, h��r�an �nd�pend�nt ap�r�is�r s�ti���ct�ry t� L�r�d�r d�t�rmin�t�����[� v�l��r�pl���r��nt�a��t
<br /> �f tl�� �r���r�y.
<br /> LEN�EF�'� E�PE[I���T�JRF�. R��n�r���i�n �r �r�����ir�� i� ��rrtm�r�c�� t[��t v�r��l� m�t�ria�l� �fif��t L�n�l�r's int�r�st �r�
<br /> �i�� Pr�p�r�� �r i�r�t'ust�r f�il�t� ��m�ly v�ith a n� pr�vis i�n �f thi� �?��� �f`�`r�r�� �r�ny F��I���d ����rt��r�t�� ir��1 ud�n�
<br /> b�t n�t [imEt��i t� Tru���r`s f��l�r� �� ��s�h�r�� �r ���r vxrf��r� �Cu� ar�y �rrt��r�t� Trust�r �� r�q�cEr�� t� di�char�� �r pa�r
<br /> un��r#hE� a��d ��Tru���r���F��I���cJ D��um�nt�, L�nd�r�n Trust��'� ��h�[f m�y {b��sh�I[ n�t�� �f�l i����d ��} t���
<br /> a r�� ��ti�n �h�t L�n�i�� ��em� �ppr�pri���, in�l�r�i ng E�ut r��t li�it�� �� �is�h�r�i r,� �� p�yin� al1 ta���r �i en�r s��r�ri�y
<br /> i�t�r�st�, �r�curr�E�r�r�c�� artd ���t�r�laimst �t�n�tim� ��vi�� �r�[����[�n th� �r�p�rky�r�d ��yir�� �I! ��st�f�r in��rin�r
<br /> m�int�inir�� �r��l pr���nr�r�� �h� pr�p�rk�. All suc� ��p�r��it�r�s i�t��rr�� �r p�i� by L�n��r f������ pur��s�� �ri[1 #h�r�
<br /> ���r ir,t�r�st �#�h� r�t� �h,�r��� �r,d�r th� N�#� f��m �h� ��t� in�urr��[ �r ��id �� L�r���r t� tl�� �at� �� r�p��rm�r�� f�y
<br /> Tr��t�r. AI! ���1� �x��ns�s �i[1 ��c�rr�� � ��rt ��t�i� l�td��t�drt�s� �n�, a� L�n�i�r'� ��ti�n, wil! ��� b� �ay��[� �r�
<br /> �f�m ar�di ��� �� ��d�d �� th�� �al�nce �f �h� N��� �n�I �� �p��rti�n��C ��,�,�ri� �r�d 1�� �a�rab[� v�rit[� �ny i nst�l[m�nt
<br /> p�ym�n�� �� ����rri� du�� d uri r�� �itl��r {'1� �h� t�rrn ��F a n�r a�pli�ab[� ins�ar�r��� ��f i�yr �r {�} t�� r�rrt�i ni n� ��rrr� �f
<br /> tl�� N�t�� �r ��� b� ����t��! as � l���l��r� ��ym�n�v�rh��h vtri[] �� du� �r��l ���r�l�l� ����e N�t�r� CCl�tl�Tlt�{. Th� D��d �f
<br /> Tr��t �f�� w�l[ ��c�r� ���rrt�r�t �� t[���e �rn�un�s. �u�h ri�ht shall �� in ���iti�n t� a[l �th�r ri���s �r�d ��rr��di�� t�
<br /> vvhi�[� L��d�r may�e�r��i�kl�� up�r� D��ar�l�.
<br /> VIl��F�.�N�; ��FEI�I�E�F T�T��. Tf��€�If�v�rin� pr�vi�i�n�r�l�tin��� �vwrn�r�F�i���th� �r�p�r�y�r�� ��r-t��thi� ���d
<br /> ��Trust:
<br /> T�-tl�. Tru�t�r �rvarr�r�t� tf��t: (a} Tru�t�r h�l�s �a�� �r�d marl�e�ala[�tit[� �f r����� t� tl�� I�r�p�r�y i n ��� �i r�pl��
<br /> f��� an� cf��r �f �E� ]i�n� a n� �n�ur�n br�n��s ����r t��r� �i��s� �et fi�rt}� i r� �h� R��I �r�p�rt�r ��s�ri�ti�n �r i n any
<br /> '��tl� i r,s ur�n�� pa[i�yr titf� r�p�rt� �r fi r��l titl� ��i ni�n i�s u�� in ��v�r �fF �n�i �������� �y{ L�n��r �r� ��r�r�e��i�r�
<br /> wi�h th�� b��� Qf Trust� �r�d �1�� Tru�t�r h�s th�full ri�htr p�vtir�rr �n� auth�rity t� ��c���ta��d d�liv�r#hEs D��d �f
<br /> Trust t� L����r.
<br /> ����n�� �f Ta���� ������t�� th� ��������� �n tF�� ��ra���p� ������ T�u�t�r v�r�rr�nt� and v�ri11 f�r�v�r €��f�n�i th�
<br /> tc�l�t� t[�� Pr���r�r ���i�tst tf�� [��nr�ul �faim� �f a�] ��rs�n�. �n th� �v�nt �ny ���io� �� �r�����Iir�g i� ��mrrt�r���d
<br /> �����������n�Trust�r'�titl��r�I�� ir�t�r�st�f Tru���� �r L�r�d�r�r�d�r��i� €���� ���rust�Tr��t�r sY�a�l ����n� th�
<br /> ��t�ac� at Trust�r's �xp�n��. Trust�r rr��y�� tf�� n�m�r��a ��r� in sr��h �r�����i��r �ut ����l�r sh�[l �� �ntit]�� ta
<br /> ��rti�i���� i� �F�� �r�����ir�� �r��[ t� �� r��r�s�r�t�d ir� tl�� �r�����ir�g by ��un��l �� L�rtd�r's �v�rt �h�i��, �r��
<br /> �r��t�r w iEl ��l iv�rr �r�a���t� k����liver��, �� ��n��r�u�h in�tr�rn�n�� �S L��d�r rr��� ��q u����r�rr� tirr��t�tirr��
<br /> t� ��rrr7it st��E����t��i��ti�n.
<br /> ��rr,�l�ar��� Vlfi�h L��r�. �i rr�s��r w�rrant� th�� th,� Pra��r�ty �n� Tr��t�r'� ��� �fr th� �'r�p�r-�y ��m pCi�s v�ra�h a[l
<br /> ��istin�a pp�i��bC� l�v��r Qr�i n�n��Sr �r�d r�g�r[��i�r�� ��g��r�rr�rr���t�E �ut�i�riti�s.
<br /> ��rvi�ra� �f R��r���r�t�ti�r�� �n�l 1JI��rr�n#i�s. All r�pr�s��ta�E�n�, v�rarranti��f �r�d a�r��m���s rttacl� by Yr�st�r in
<br /> �his ���� �f�'r��t�h��l s��-�riv�th� e�����i�n ��� �l�f iv�ry��t�i s a���1 a�Tru�tf s h�l[ �� ��n�i r�uin� i r, rr�tur�, �r��
<br /> sl��ll r�rr7air�i�r f�t[�f�r���n� �ff��t�r�ti[�u�h tirn���Tru�t�r'� Ir�d��t�dn�����naE] 1a�p�ic� in f�ll,
<br /> ��[�E�EMi1��T[�N. T��f�!]�v�in� �r��is i�n� r�latin�t� ��nc��mnati�n �ar�c���i n���r� � p�rk��thE������f Trust:
<br /> �r�����li���. [� �ny �r�����in� �n ��nr��mn��i�n i� �il�dr Tru�t�r s}��i]I ������1� r���tif�y L�r�d�r ir� �vriti��� sn�
<br /> Tru���r s f��l[ pr�m�tly t�l�� �u�h st�p� �s m ay �� r����ss��y t� ����n� th� a�tE�r� �r�� �btai� th� aw���, yf`r�s��r
<br /> m�y���h� nQminaE par�y in su�h pr�Ge�dsn�r �ut L�nd�r�I��IC I���r��itl��t� �ar�ti�ipa��ir�th� �r�����ir�� a�d�� ��
<br /> r��r�s�nfi�� i�t �h� �r����din� �y ��un��[ �f it� ��rn �h�i��r an� Trust�r �rill ���iv�r �r- ���s� �o �� ��liv�r�� ��
<br /> L�r�d�r �u�f� ir���rurrt�n�� �r�d d��umer�t�ti�� �� rr,�y �� r�q��st�� �y L����r fr�m ��m� t� tim� t� ��rmit su�F�
<br /> p�rki�i���i�n.
<br /> ���li��ti�n�f l�l�t�r�����1�. If�ll �s��r����rt�f t�� Pr���r�r is ��r�d�mn�d fa�r�min�r,t��ma in pr�c��di n�s �r b�r
<br /> �r��r pr�����i�� �r p�r��r�s� in �i�� ���Qrt��mn��taQnr L�n��r m����i�s�l��ti�n r��{uir�tl��t�11 �r�r�y��rti�r� �f tC��
<br /> n�� pr����d� �� t[�� �v�r�r� �� �p�1 i�� ta ��n� I n��E�t��r���� �r th� r���i r ar r��t�ra�i�n �� th� Pr���rty. T�� n�t
<br /> �r�����s ���i�� �w�r� �F��I� rrr��r� �F�� ��r�rd �ft�r ���rrt�r�€�f�i] r����r,���� ��sts, ���a�r���s� and alt�rneysr f��s
<br /> �n���f�d by�rr������r�.�n��r in��nn�cti�n w it[�t����n��m�a�i�n.
<br /> [�Nl���[T��l� �F�A�E�I FEE� }�N a �F�l1�F��E� �Y ���ERl1��lE[�iTAL A�TH�[�IT[E�. Th� f�ll au�ri r�g p��vi�ians r�[�ti n�
<br /> t� ����rnm��ta[ta���,f���an� ��nar����r�� p�rt�f t�i� ���d �f Tr�a�t:
<br /> ��r����T����� F��s ��n� �h�r��s. l���n r����st �y L�r�r�erF Tru���r sh�ll ��€ecut� �u�l� ���um�r��t� ir� ��di�i�r, t�
<br /> t�E� D��� �f Trus��n� t�[�� vkrh�t�v�r ath�r a��i�n i� r�q��st�� by L�nd�r�a ��rf��t �n�] ��nti nr�� L�n��r'� li�n �n
<br /> t�n� ��a l pra p�r��r. Tr�s��r sh�Cl r�i mf��ar�� ��n�C�r �F�r �!I t���s{ �� d�s�ri��� ����rnr� t���tl��r �vitl� �ll ��p�r�s�s
<br /> in��rr�d irr r���r�i r�gr ��r����i r�� �r ��r,ti n�in� t[�i� D��� �f Tru�-t f i n�l uc�in� v�i�h�ut [i mit�ti�n all #����, f��s r
<br /> d���m�n��r�{S��rrt}�S� �r�� ����r�l��r��s��r r�c�rdir���r r��ist�rirr���is ����i af Tru�t.
<br /> T��s. �h� f�l[��rtirin� s l��l f ��n�titut� t���� t� v�r�i��n this s��ti�r� ��P�l i��: {1} � ����ifi� �t�� up�n tF�i� t��� �f
<br /> ���� �f 7'r��� �r �,pvn �Il �r �ny p�rt a���n� I n�����d r�e�s ��cur�d k��r tl�is ���d a�Tru�t� ��] � ��]$�1�C� ��� �fi
<br /> Trt�st�r�rtir[�i�f� T�ust�r i� ��ttf��ri��� ��r��uir�d�� d�d u�t fr�m p�ym�n�s �n t�� I n���t�cl n��s s��ur��[ 1�y�h�s ��a�
<br /> �f���� ��Tr���; ��� �t��r��l�i��r�e�f ����C �f Trust�I��r����!� ���i r��t t�� L�r�d�r�r t[�� t��l��r��th�� N�t�r
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