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<br /> 7'HIS SI:CURI'I'Y INSTRUMP.N'I' combina unif'orm covrnanu for nadoruU wc �nd non•uolform covensnta wi�h Iimiced
<br /> vari�Uoru by juri�dlct�on to coruUtuto�uniform�ecurity in�trurnrnt covaing real property.
<br /> UNIFQRM COVRNANTS. Borrower and I.ender covrnsat�nd agrec a�followe:
<br /> 1. �11y1n�111 0/' P�Mtipd a�d l�tcte�t; YrepayRldnt i111d Late Ci�u'Qes. Borrower,�hall promptly pay when dua thc �
<br /> prinNpel of and inta�eat on the debt evidenoed by the Note and any prcpaymenc and late charga due under the Nou,
<br /> 2. F�wd� fa Tue� s�d LwK11NCe. Subject w appllc�ble law er to s wrluen walver by Lrnder, Bonower slull p�y to
<br /> Lenda�on the day monthly payments�rc due under the Note,unt11 the Note i:psid in fLU,a�um('Funds')for:(�) yariy _
<br /> taza sad aunsmenta whlch rtuy aaafn pdority ova thl�t Secutiry In�uvment ai a lien on the Property;(b)yearly leasthc�ld
<br /> paymenu or 6round rents on the Property, if�oy; (c) yearly hazard or prop�ny iniurana premiumr (d) yudy Aood
<br /> in�ursnce prcmiutns, if say; (o) yeady mortgagc insurena pruniums, if any; and (Q any suma pnyable by Barowa to
<br /> Leoder, in aecordance with the proviifoni af p�ragrsph B,in Utu of the paymmt of mortgage insurance praniumc. 'These
<br /> itan�are c�lled '@�crow ltems.'Lender may,at any time, collect nnd hold Funds in an amounc not to escad themaxlmum
<br /> amount a kader for+i,fedaaUy rciated mottgage losn may require for Borcower's G+crow account under the fideral Real
<br /> Eeute Sbttle'knaiCProcalw�es Act of 1974 a� amended from time to Ume, 12 U.S.C.Section 2601 a�eq. ('RESPA'). unlesa
<br /> another I�w thst applla to the Funds sets a laser smouna If�o, Lrndcr may, at any time, collect and holA Fmds in an
<br /> amount not to exceed the la�er amount. l.ender may acimate the�mount of Funds duc on the basie of cwrant dat�and
<br /> reatonable atimste�of espendit►ua of ft�.�E�crow Itan�or olherwl�c in accordance with applicable law.
<br /> The Funda�hall be hdd in en imdtudon whou depotip ace lnsured by+�federal agency,inatrumenulity,or entity(Indudir�g
<br /> Lender,if Laida i�such an icudwtion)or in any 1'ederai Home Luan Bu�k.Leada shsp�pply she�uad�to p�y the Ekcow
<br /> Itan�. Lenda m�y not charge Borrower for holding �nd spplytng the Funde,annwUy anslyvng tbe eaxuw saount, or
<br /> verlfying the Escrow Itan�,unlas Lenda pay� Borcower interat on the Fund�and appiicable law penniu Lmda to malce
<br /> �ud�a charge.Howe�w, Lenda mey require Bonower w Qay+oneaime ch�rg�for an indeprndrnt rcal aute tax repating
<br /> tervia tued hy Lendcr in connedion with thi�loan,unlai appllC�ble Iew provida othawi�e. Unle9�an agramrnt G made or
<br /> applicable law req�intue�t w be paid,Lenda��thtll not be required to pay Borrower�ny intereat or euninai on ihe Funda.
<br /> Borrower and Lendcr may agra tn wriling,however, that interat�tull be ptid on the Fund�.Lmdcr�hall give to Borrower,
<br /> without chuge, an aonu�i axaunting of the Fund�,�howing cndiu and debits to tbe funds anJ the p�upo�e Cor Mtich each
<br /> debit to the Funds wai made.'il�a Fw�da are pledgad as�ddidonal aecudry for all twm eecu�i by ttdt Seairity I�trumenG
<br /> lf the Fund�txid 6y Lenda exceed the amounU permiued w be hdd by appliable law,l.a�der�htll socount to Borcower for
<br /> rh�.Ynxy F4�rulR in ,��r..n..l.non w�ch Uu renuirements of aoplinble liw. If the amount of the Funds 6eld by L�eder x any
<br /> time i�not wRicient to pay the Eacrow Item�when due.4mder may w aotify Borrower in wrldng.and,in�uch case Borrower
<br /> ihall pay w Laader the amount nco�sury to make up rhe defidmcy.Borcower�tull make up the defidency in no more than
<br /> twelve mc>ndily paymenu,=t Lrnder'a�ole dlscretion.
<br /> Upon paymau in fWl of all�um��ecured by thls Security Instrumen4 Lender�liatl prompdy refund to Barrowee-ny Funds
<br /> hdd by Lenda. If,unda paragraph 21, Lrnder shdl acquire or�dl the Property, Lender,prior to the acquisiUon or s�le of
<br /> the fh�opaty,�hsA appiy any Funds lxld by Lender�t the dme of acquisidon or sale es a credit a�galnst the sums wcured by
<br /> this Security Inswmenc
<br /> 3.Appiie�tio�of Piy�na�ls. Unlas applicaWe law proWda othecwise,all p�ymenu rcoeived by Lmder under pangraphs 1
<br /> and 2�hall be sPptied:flnt,tu anY ExeMYment charges doe under the Note;�econd,to�mounu payable w�der pangrsph 2;
<br /> third,to intemt due;founh,to�xinapal due;and la�t,w any laa chargea due under the Note.
<br /> �. C6ar�, I.i�s. Borrowa 6ha11 p�y sU uxes,�ssasmenu, chargea, lines and impoifdons atWbutnble to t2x Property
<br /> wdich may�uain prlority ovn thie Security Instrumer►t,and leaseho�d paymenv or ground rents,if any. Bortower�haA pay
<br /> thac oblip,�dons in the msnnar provided in paragr�ph 2, or iF not paid in thsc rosnner, Bonower ehsll pay them on drne
<br /> direcdy w the person owed payment, Borrower shell prompdy fumish to l.ender aU nodon of'amounts to be paid unda Wie
<br /> paragFaph. If Borrower mnka thae payments direcUy, Borrower ehall prompUy fbmish to LenAer receipts evidaicing the
<br /> MYmenu.
<br /> Borrowa �hail promptly diseF►arge any lien wtilch has priority over ihis Securlty Instrument unla� Borrower; (a)�gran in
<br /> writing to the psyment of the obligation eecurcd by the lien in a manner acceptable to Lender;(b)contab in good E'ai�h the lien
<br /> by, or defaeds agaicut enforcemait of tho Iirn In,legal prooeedings which in the Lenda's opinion oper�te W prevent the
<br /> enforament of tlx Ilen;or(c)�ceure�from the holder of the lisn�n�greement�adsfactory co Lender wbordln�tingiht Ikn to
<br /> this Security Instrvment If Lender detamina that eny part of'the Property is�ubject to a lien which may avaln priority ovsr
<br /> this Security Insavment,Lender may give Borcower a notice ida�tifying the llen.Borrower ehaU sstisfy thn Ga�or uke one ur
<br /> more of the actiom�et forth above within 10 days of the giving of nodce.
<br /> 5.Hua1'd or PropMy LuMrantx. Borrowcr shall kesp the improvanmts now exiating or hereafter erectcd on the Propersy
<br /> insurcd again�t lo�s by flre,hszards included within the tmn 'extmded coversge' and any other hazards,inciudimb tlood� or
<br /> flooding, for which Lender rcqulres insurancc.'I'hl�insurance ehall be maintsined in the smounts and for the paio�that
<br /> Lender requires.'The insurance carrier provtding the uuurance shall be chosen by Borcower�ubject to Lender'a�pproval
<br /> 5in91�FamNy FNIiWFHLMC UNIFORhI III�TRUAAENT FORM�OQ� OYIYO(Pay��efs oNa�s)
<br /> MEORAlKA EClAfI Rw OMY�Y1Yt
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