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201400400 <br />otherwise be made or claimed from the assessed value of the Mortgaged Property, or any <br />part thereof, for real estate tax purposes by reason of this Security Instrument or the Debt. <br />In the event such claim, credit or deduction shall be required by law, Lender shall have the <br />option, by written notice of not less than one hundred twenty (120) days, to declare the Debt <br />immediately due and payable. Any prepayment made pursuant to this paragraph shall be <br />without Prepayment Consideration or any other prepayment consideration. <br />13. Documentary Stamps. If at any time the United States of America, any state or <br />commonwealth thereof or any subdivision of any such state or commonwealth shall require <br />revenue or other stamps to be affixed to the Note or this Security Instrument, or impose any <br />other tax or charge on the same, Borrower will pay for the same, with interest and penalties <br />thereon, if any. <br />14. Usury Laws. This Security Instrument and the Note are subject to the express condition that <br />at no time shall Borrower be obligated or required to pay interest on the Debt at a rate which <br />could subject Lender to either civil or criminal liability as a result of being in excess of the <br />maximum interest rate which Borrower is permitted by law to contract or agree to pay. If by <br />the terms of this Security Instrument or the Note, Borrower is at any time required or <br />obligated to pay interest on the Debt at a rate in excess of such maximum rate, the rate of <br />interest under the same shall be deemed to be immediately reduced to such maximum rate <br />and the interest payable shall be computed at such maximum rate and all previous payments <br />in excess of such maximum rate shall be deemed to have been payments in reduction of the <br />principal and not on account of the interest due hereunder. <br />15. Books and Records. Borrower shall keep adequate books and records of account in <br />accordance with sound accounting principles on a modified cash basis or a federal income <br />tax basis, in either case consistently applied and furnish to Lender upon Lender's request: <br />(a) unaudited financial statements of Borrower for the year just ended, including balance <br />sheet and statement of income and expenses certified as true and correct by an officer, <br />general partner or manager of the Borrower (provided, however, that Borrower shall not be <br />required to provide such financial statements until at least ninety (90) days following the <br />end of the applicable fiscal year); (b) copies of all tax returns filed by Borrower within <br />twenty (20) days after the filing thereof; and (c) copies of all financial information received <br />by Borrower under the Lease within twenty (20) days after receipt thereof. Borrower shall <br />provide Lender with such additional financial or management information with respect to <br />Lessee or the Mortgaged Property as Lender may reasonably request, provided that in the <br />case of Lessee any such additional information is available to Borrower pursuant to the <br />terms and provisions of the Lease. <br />16. Performance of Other Agreements. Borrower shall observe and perform or cause Lessee to <br />observe or perform each and every term to be observed or performed by Borrower pursuant <br />to the terms of any agreement or recorded instrument affecting or pertaining to the <br />Mortgaged Property, including, without limitation, any reciprocal easement, operating or <br />similar agreement, and if Borrower shall fail to so observe and perform, or cause to be so <br />observed and performed by Lessee, any such terms, Lender and its agents, employees, <br />contractors, engineers, architects and other representatives shall have the right to so observe <br />and perform such terms. <br />- 30 - <br />