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��14��377 <br /> required by R.ESPA, and Borr�vv�r��.a��pay�o L�nder�h�amaunt n�cessary�a make up th�def�cze�.cy�n <br /> acc�rdance w�th RE�PA, bu� �n no mare t�ia.r� �2 xnonth�y paym�nts. <br /> Upon paym.en� �n fuli af a�1 sums secured l�y th�s Se�urity Instrum�n�, Lender shal�promp�iy refund t� <br /> Borrov�rer a�a.y Funds held by Lender, <br /> 4. Gharges; Li�ns. Borrower shal�pay all taxes, assessments, charg�s, f�nes, and impnsi�ians attributable t� <br /> th�Proper�y wh��h�an at�ain pr��r�ty�ver�his Securi�y Ins�rument, I�asehoid payments or gr�und ren�s an <br /> th�Prop�r�y, �f any, arid�ommuni��Assac�a�ion Dues, Fe�s, and Ass�ssments, �f any. To the e��ent�ha� <br /> �hese i�ems are Escrflw�t�ms, Borr�vv�r shall pay them in th�manner provid�d �n Sec�ion 3. <br /> Borrow�r sha�I promptl�d�scharge any�ien v�h�ch has pr�ori�y aver this Secur�ty�nstrumen�uniess <br /> Barrower: �a} agre�s in writing to�he paymen�of�he ob�igat�on se�ured by�he��en in a manner accep�ab�e <br /> to L�nder, but an�y sa �ong as Borrower�s perf�rming such agreemen�; �b}�on��sts�he l�en in gflad faith by, <br /> or defends agains�enf�rcement�f�he��en�n, lega� proceed��.gs which��x Lender's ap�nian operate to pre�ent <br /> th��nf�rcement af the�ien vvhz�e�hos�proc�edings are pendzng, hut on�y un��� suc�proceedings are <br /> canc�uded; or��} secures from the holder af th���e�an agreement sat�sfactory�o Len�er subordina�ing�he <br /> l�en�o th�s Securit��ns�ruxnen�. �f Lender de�erm�nes that a.ny par�of the�'roperty is subject to a�ien wh��h <br /> �an a��a�n pr�ar�ty over this Se�uri�y Ins�rum�n�, Lender may g�v��3arro�er a nv�ice�dentifying the�ien. <br /> �'ithin 10 days�f the date on�vhich that notice is g��en, Barrower shail sa�isfy the��en or�ake one or mor� <br /> of�he actian�set far�h above in this Section 4. <br /> Lender may requ�re Borrow�r t�pay a one-time charge for a real estate tax ver��ca���n andlor reparting <br /> servic�us�d by Lender�n conriect�on�vith�his Loan. <br /> �. Prvperty Insuranc�. Barrawer sha.��keep the�mprove�nen�s naw exis�ing or hereafter erected�n�he <br /> Proper�y �nsured agains�los�by fire, hazards inc�uded within�he term "e�tended ca�erage," and any o�h�r <br /> hazards�nc�ud�n�, but not�im�ted�o, earthquakes and floads, for which Lender r�quz�res�nsurance. Th�s <br /> �nsurance sha1�be ma�ntained in the amounts�including deductible 1�ve1s} and for�h�periads�hat Lender <br /> requires. What Lender requzr�s pursuan��o the preceding sen�ences can.change during th�term of�he Laan. <br /> T�i��nsuran���arrier pro��d��.g�he�nsurance sha��be chosen by Borrower subject to Lender's right to <br /> d�sapprov�Borr�wer's�hoice, �rhich right sha�� no�be exer�ised ur�reasonab�y. Lender may require <br /> Barrower�o pay, �n conn�c�ion w�th this Loan, �i�her: ta} a�ne��ime charge far flaod zane de�erminat�an, <br /> certification and tracking ser�ic�s; or�b} a an��t�me charge for flo�d zone de��rmaina�ion and cer�i�cat�on <br /> s�rv�ces and subsequent charges ea�h time remapp��.g�or s�m��ar changes�ccur which reasona��y m,.�gh� <br /> affect such determination or c�rtif�cation. Borr�wer sha�� alsa be respnnsible for the pa�men�of any fees <br /> imposed by the Federal Emergency Management Agency in connectian with�he review of ax�y flaad z�n� <br /> det�rmzr�atxon resul�ing fram an object�on by Borr�wer. <br /> �f Barrawer fails�a main�ain any of�h�caverages described ab��e, L�nder may o��ain insuran��coWerag�, <br /> a�Lender's aption and Borrovver's expen�e. L�nder is und�r no ob��ga��an to purchase any part�cu�.ar�ype or <br /> amount flf coverage. Therefflr�, su�h co�erage sha��caver Lender, but migh�or might n��pra��ct Borr�wer, <br /> Borrovv�r's equ�t� in�he Praperty, ar the conten�s af the Proper�y, agains�any risk, hazard�r��ab��ity and <br /> m�gh�provide greater or lesser caverage��an vvas prev�aus�y in�ffec�. Borrower acknovv�edges that the c�s� <br /> of�he��.surance ca�erage so ob�ained migh�s�gnificant�y e�ceed�he cast�f insuran�e tha�B�rrovver cauld <br /> ha�e ab�a�n�d. Any am�un�s disbursed by Lender under�his Sectian 5 shall becflme add���anal debt�f <br /> Borrov�er secured by this Security �ns�rument. These amaun�s sha���ear interest a�the Nate ra�e fr�m�h� <br /> da�e of dxsbursement and shall be payable, with such intere�t, up�n notice fram Lend�r�o Borra�ver <br /> r�quest�ng paymen�. <br /> N�BRASKA-Si�gl�Famiiy-Fannie MaelFxeddis Mac UNIFORM INSTRUMEIVT Fvrm 3��8 11�7 <br /> VMP[�] VMP6{NE�t�30�) <br /> Wolters Kfuwer Finan�isl Se��ices Page 5 vf 17 <br />