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N <br />0 <br />When Recorded Return To: <br />Lincoln Federal Savings Bank of Nebraska <br />1101 N Street <br />Lincoln, NE 68508 <br />n <br />n <br />[Space Above This Line For Recording Data) <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Jerry A Kjar; a single person <br />C V <br />C D N <br />—4 r*1 0 <br />-< cp <br />;_, - n <br />rrj <br />'"Ti 3 (rw CD <br />r" u <br />r — m C) <br />cn CO <br />v J (..S) (0 <br />0) <br />3434 -6- 0197681 MIN: 100328800042197877 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13. 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />January 21st , 2014 , <br />▪ Borrower is the trustor under this Security Instrument. <br />o c (C) "Lender" is Lincoln Federal Savings Bank of Nebraska <br />• Lender is a Corporation organized and existing under the laws of <br />� a the United States of America . Lender's address is 1101 N Street Lincoln, NE 68508 <br />8 <br />rrl (D) "Trustee" is Lincoln Federal Savings Bank of Nebraska 1101 N Street Lincoln, NE 68508 <br />p` .i <br />`�1 r - (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />I en solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />sli Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />C telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated January 21st 2014 . The <br />Ir7 • Note states that Borrower owes Lender Ninety Two Thousand Nine Hundred Seventy and 00 /100 <br />H Dollars (U.S. $92,970.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1, 2044 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider N Other(s) [specify] <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider VA Loan Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MFRS) Form 3028 1/01 (page 1 ul'9 pages) <br />12139.C'V (613) 01 -8962 Creative Thinking, Inc. <br />MI0(00400710) <br />(9O? <br />