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15. Reconveyance by Trustee. Upon written request of Beneficiary stating that all sums secured hereby have been paid and upon surrender of this Second Deed of Trust and any note to Trustee for cancellation and retention and upon payment by Trustor of Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto." 16. Notices. Whenever Beneficiary, Trustor or Trustee shall desire to give or serve any notice, demand, request or other communication with respect to this Second Deed of Trust, each such notice, demand, request or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Second Deed of Trust. Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 17. Acceptance by Trustee. Trustee accepts this Trust when this Second Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustor has executed this Second Deed of Trust as of the day and year first above written. STATE OF NEBRASKA ) ) ss. COUNTY OF HALL The foregoing instrument was acknowledged before me this 16 day of Jan My Commission Expires: ql °- t STATE OF NEBRASKA ) ) ss. COUNTY OF HALL The foregoing instrument was acknowledged before me this 16 day of January zff My Commission Expires: Loan Originator Name GENERAL NOTARY - State of Nebraska SHERRI L O'CALLAGHAN My Comm. Exp. Sept. 28, 2015 Sherri O'Callaghan Equitable Bank 403496 Loan Originator Organization & NMLSR ID 4826 - 5279 - 3871.2 GENERAL NOTARY - State of Nebraska SHERRI L O'CALLAGHAN My Comm. Exp. Sept. 28, 2015 5 201400332 TrustorBorrower ru orrower Notary Public , 2014 by [Jo Loan Originator NMLSR ID a T Mess- rsm]th gite 41, , 2014 by kayla R Messersmlth 445891 NIFA HBA Advantage Loan/Form H (01/2014)