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N <br />0 <br />0 <br />W <br />Return To: <br />EQUITABLE BANK <br />113 N LOCUST ST, P.O. BOX 160 <br />GRAND ISLAND, NE 68802 -0160 <br />Prepared By: <br />Karolyn Vonderohe <br />113 N. LOCUST ST. <br />GRAND ISLAND, NE 68802 -0160 <br />NEBRASKA•Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />a <br />8 Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />--•1 <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />r*1 Section 16. <br />( (A) "Security Instrument" means this document, which is dated January 16, 2014 , together with all <br />f n Riders to this document. <br />(B) "Borrower" is Joshua T Messersmith and Kayla R Messersmith, Husband and Wife <br />evi <br />C <br />..r <br />C7 <br />C.09 <br />900352087578 <br />Form 3028 1/01 <br />VMPBINE111302) <br />Page 1 of 17 <br />