|
m
<br /> � � N n� �
<br /> m"' � �cD m
<br /> ; � n� � � �m N m
<br /> � m � o0
<br /> N �o p Z �z � cDi�
<br /> � � �� 0 � D� N U�i
<br /> m� o D rcDn o �
<br /> � � c
<br /> � �� � � �
<br /> 0 0 0 `.`. z
<br /> 00 � � �
<br /> � Z
<br /> O
<br /> _ _ __ ___ _
<br /> __.. -
<br /> _ _ _ _
<br /> __.__
<br /> __ _ ___ ___
<br /> __- _.
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAiVD, NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on January 8, 2014. The grantor is STEPHEN W
<br /> SCHMITT, also known as STEPHEN WILEY SCHMITT, A STNGLE PERSON, whose address is 1615
<br /> RAYMOND DR, GRAND ISLAND,Nebraska 68803-5032 ("Borrower"). Borrower is not necessarily the same
<br /> as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained
<br /> further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation
<br /> Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska
<br /> 68502 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is
<br /> organized and existing under the laws of the United States of America and whose address is 221 South Locust
<br /> Street, Grand Island,Nebraska 68841 ("Lender"). STEPHEN W SCHMITT owes Lender the principal sum of
<br /> Twenty-seven Thousand One Hundred Fifteen and 00/100 Dollars (U.S. $27,115.00), which is evidenced by
<br /> the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument(the "Note"),
<br /> which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on
<br /> January 16, 2021. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br /> Note, with interest, and all renewals, extensions and modifications of the Note; (b)the payment of all other sums,
<br /> with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Proteetion of Lendei`'s Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Insh•ument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br /> herein created, irrevocabiy grants and conveys to Trustee, in trust, with power of sale, the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 1615 RAYMOND DR, GRAND ISLAND,Nebraska 68803-5032
<br /> Legal Description: LOT THIRTY-FIVE (35), REUTING'S SECOND SUBDIVISION, HALL
<br /> COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and ali easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security tnstrument is
<br /> subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br /> prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br /> Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br /> this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br /> requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> �02004-2012 Compliancc Systems,Inc.CECA-BB10-201 I C,2.10.G00
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 6
<br /> www.com pl iancesyst ems.com
<br />
|