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<br /> � 97- �1�909 ;:K=-=---
<br /> �' VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER �_;:;;�:--
<br /> � LoAN No.1539217315 �::�,-_- : ,.�-�_ ---
<br /> NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT `�__
<br /> THE APPROVAL OF THE DEPARTMENT OF VETERANS �=`-
<br /> i�.3.��
<br /> � AFFAIRS OR ITS AUTHORIZED AGENT. 1 --
<br /> ._ ��=-
<br /> �:��=_-
<br /> t THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIAER is made this 22nd day of �i".``____
<br /> � December 1997 ,and is incorporated into and shall be deemed to amend and supplement the �':;;"°"`
<br /> j Mongage, Deed of Trust ar Deed to Secure Debt (hcrein "Securiry Instrument") dated of even date herewith, I, _
<br /> � given by the undersigned(herein"Borro�ver")ro secure Borrower's Notc to FF;�.��w—�•
<br /> COLUMBUS FEDERAL SAVINGS BANK �`'�A,"'
<br /> �, u , (herein"Lender') _:��•:_
<br /> and covering the Propeny described in the Security Instrument and located at ��'s�A•rp;`
<br /> ,;:;:_--
<br /> �• 6120 WI LDWOOD QRIVE,ALDA,N E 68810 •�`"��''�—
<br /> I (Prnperty Address) �
<br /> �i. .
<br /> � �l VA GUARANTEED LOA.N COVENANT: In addition to the covenants and agreements made in the Securi�y — "�i
<br /> , � lr.ssrsment, BorrQ�ver and Lnder f�.trthercovenant and agree as foliows: _ _ _
<br /> If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Ti[le and
<br /> Regulations issued thereunder and in cffcct on the date hereof shall govern the rights, dutics and Ilabilities of _
<br /> � ' � Borrower and l.ender.Any provisions of ihe Security Instrument or other instruments executed in connection with �.
<br /> said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the
<br /> � provision for payment of any sum in connectton with prepayment of the secured indebtedness and the provision
<br /> �� that the L.ender may accelerate paymem vf the secured i�idebtedness pursuant to Covenant 17 of the Security
<br /> Instrumcnt, arc hercby amcnded or negaied to the extent necessury to conform such instruments to said Title or
<br /> Regulatlons. .�
<br /> " �' LATE CHARGE: At l.ender's option,Borrowcr wlil pay a "latc chazge" not exceeding four per centum(4�0)of
<br /> thc overduc payment whcn paid more than fiftcen (1S) days aftcr thc due date thcreof to wver the extra expense _
<br /> involved in haz:dling delinquent paymems, but such"late charge" shall not be payable out of the proceeds of any
<br /> sale made to eatisfy the indebtedness secured hereby, unless such proceeds aze sufficient to discharge the entire
<br /> ' indebtedness and all proper costs anct expenses secured hereby.
<br /> � � GUARANTY: Should the Dep�nment of Veterans Affairs fail or refusc to issue its guaranty in full atnount within
<br /> ' �. 60 days from the date that this loan would normally become eligible for such guaranty wmmitted upon by the _
<br /> � Depanment of Veterans Affairs under the provisions of Title 38 of the U.S. Code "Veterans Benefits," the
<br /> _ Mongagee may declare the indcbtedness hereby secured at once duc and payable and may foreclose immediately
<br />_.' � or may exercise any othcr rights hcreunder or take any other proper action as by law prmided. =_-
<br /> TRANSFER OF THE PROPERTY: This loun may be declared immediately due and payable upon transfcr of the --
<br /> • � ptoperty securing such loan to any transteree,unless the acceptability of the assumption of the laun is established
<br /> pursuant to Section 3T 14 of Chapter 37,Title 38, United States Code. _
<br /> An authorizcd transfer("assumption")o(the propeny shall also be subject to additional covenants and agreements
<br />
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