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<br /> of Bonower's covenants and agreements under this Security Instrument and the Note. For thls purpose, Bonower ;�y-�-
<br /> irrevocably grants and conveys to the Trustee,in trust,with power of sale. the following described property located , =;;�
<br /> �n Hal l County, Nebraska: ' , �
<br /> The East Sixty-six (66) feet of Lots Fourteen (14) and Sixteen (16), in Block
<br /> Two (2), in College Addition to West Lawn, in the City of Grand Island, Hall �
<br /> County, Nebraska. '-
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<br /> which has the address of 1914 W. Cottage,Grand I sl and (saeec.ciry�,
<br /> �. Nebraskz 68803 (2ip codc� ("Property Address"); �
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<br /> � TOGETHER 1WITH all [he improvemenu now or hereafter erected on the property, and all easements,
<br /> appurtenances and fiatures now or hereaftcr a par[ of the property. All replacemeats and additions shall also be {�_
<br /> covered by this Security Instnunent.All of the foregoing is referred to in this Secudty Instrument as the"Properry." �"
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<br /> =- - �O�nOL.�gIt CO"E*?A*!TS ihai 94rrewe*is laWfi�tly sei�ed of che est,.:e hereby conveyed and has the right to �
<br /> grant and convey the Property and that the Property is unencumbered,except for encumbrances of record. Boaower _:
<br /> warrants and will defend generally the title to the Property aga{nst all claims and demands, subject tu any —
<br /> encumbrances of record.
<br /> � THIS SECURITY INSTRUMENT combines uniform covenants for natlonal use and non-uniform covenants
<br /> with 1{mited varlations by judsdiction to constitute a uniform securiry instrument wvering real property.
<br /> Borrower and Lender covenant and agree as follows: '%. .
<br /> UNIFORM COVENANTS. -
<br /> 1. Payment of Pr(ncipal, Interest and Late Charge. Borrower shall pay when due the principal of, and
<br /> interest on,the debt evidenced by the Note and late chazges due under the Note.
<br /> . 2. Monthly Peyment of Taxes, Insurance and Other Charges. Borrower shall include in each monthly _
<br /> payment,together with the principal and interest as set forth in the Note and any late charges, a sum for(a)taxes and
<br />- special assessments levied or to be teviesi against the �roperty, (b) leasehold payments or gtound rents on the
<br />- Properry, and (c)premiums for insurance i�equired under paragraph 4. [ii any yeaz in which the Lender must pay a -.
<br />- • mortgage insurance prcmium to the Secretary of Housing and Urban Development ('Secretary"), or in any year in _ __
<br />= which such premium would have t;een required if Lender still held the Security Instrument, each raonthly payment
<br /> shall also include either: (i)a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, .F,_�
<br /> � or(ii)a mondily churge instead of a mortgage insurance premium if this Security Instrument is held by the Secretar�, -
<br /> in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, these " —�
<br /> items aze called"Escrow Items"and the sums paid to l.ender are c�lled"Escrow Funds." ---
<br /> l.ender may, at any time, collect and hold amounts for Escrow Items in an aggregate amount not to ezceed the =
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