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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: .
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on January 9, 2014. The grantors are ROGER W
<br /> BUCK and JEANNE R BUCK, husband and wife, whose address is 4039 WESTGATE RD, GRAND
<br /> ISLAND,Nebraska 68803 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who sign
<br /> the Home Equity Line of Credit Agreement,dated January 9,2014("Contract"). The obligations of Borrowers
<br /> who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br /> and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is
<br /> P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island,which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand Island,Nebraska 68801 ("Lender"). ROGER W BUCK and
<br /> JEANNE R BUCK have entered into a Contract with Lender as of January 9, 2014, under the terms of which
<br /> Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL
<br /> AMOUNT (EXCLUDING PROTECTIVE ADVANCES)''�x* of Ten Thousand and 00/100 Dollars (U.S.
<br /> $10,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br /> advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br /> Borrower's Contract with Lender will be due on January 15, 2019. This Security Instrument secures to Lender:
<br /> (a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals,
<br /> extensions and modifications of the Contract; (b)the payment of all other sums, with interest, advanced to protect
<br /> the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in
<br /> the Property;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and
<br /> the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably
<br /> grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br /> COUNTY of HALL,State of Nebraska:
<br /> Address: 4039 WESTGATE RD,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LOT SEVEN (7) IN SPRINGDALE THIRD SUBDIVISION IN THE CITY OF
<br /> GRAND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properiy against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> 0 2004-2013 Compliance Systems,Inc.SEB3-82EE-2013L2.O.E1.712 ,
<br /> Consumer Real Estate-Sewrity Instmment DL2036 Page 1 of 5 www.compliancesystems.com
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