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Return To: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />Definitions <br />Words used in multiple sections of this document are defmed below and other words are defmed in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 10, 2014 , together with all <br />Riders to this document. <br />(B) "Borrower" is John C Fransisco and Kerri M Fransi sco. Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />0 <br />