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Borrower is the trustor under this Security Instruument. <br />-6G(NE) t000st.oi <br />Page 1 of 15 <br />VMP MORTGAGE FORMS - (800)521-7291 <br />Initials: ` � q/ 1 <br />Return To: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Sarah Kosch <br />221 South Locust St <br />Grand Island, NE 68801 <br />Words used in multiple sections of this document are defmed below and other words are defmed in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />(A) "Security Instrument" means this document, which is dated January 10 , 2014 <br />together with all Riders to this document. <br />(B) 'Borrower" is Lance A Zobel and Misty D Zobel, Husband and Wife <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br />DEFINITIONS <br /># <br />• <br />c/I\D,d;) <br />