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201400181
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1/10/2014 4:46:46 PM
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201400181
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201400181 <br />with interest, advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For <br />this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust, with power of sale, the <br />following described property located in Hall County, Nebraska: SEE ATTACHED EXHIBIT 'A'. <br />Parcel ID Number: 400046636 which has the address of 315 W 18th ST [Street], GRAND ISLAND <br />[City], Nebraska 68801 [Zip Code] ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument <br />as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances <br />of record. Borrower warrants and will defend generally the title to the Property against all claims and <br />demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering <br />real property. <br />Borrower and Lender covenant and agree as follows: <br />UNIFORM COVENANTS. <br />1. Payment of Principal, Interest and Late Charges. Borrower shall pay when due the principal <br />of, and interest on, the debt evidenced by the Note and late charges due under the Note. <br />2. Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each <br />monthly payment, together with the principal and interest as set forth in the Note and any late charges, <br />a sum for (a) taxes and special assessments levied or to be levied against the Property, (b) leasehold <br />payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. <br />In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing <br />and Urban Development ( "Secretary"), or in any year in which such premium would have been required <br />if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum <br />for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge <br />instead of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a <br />reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, <br />these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds." <br />Lender may, at any time, collect and hold amounts for Escrow Items in an aggregate amount not to exceed <br />the maximum amount that may be required for Borrower's escrow account under the Real Estate Settlement <br />Procedures Act of 1974, 12 U.S.C. Section 2601 et seq. and implementing regulations, 12 C.F.R. Part <br />1024, as they may be amended from time to time ( "RESPA "), except that the cushion or reserve permitted <br />by RESPA for unanticipated disbursements or disbursements before the Borrower's payments are available <br />in the account may not be based on amounts due for the mortgage insurance premium. <br />HCFG -00703 <br />FHA Deed of Trust -NE <br />VMP® <br />Wolters Kluwer Financial Services <br />201401094.1,0.2547- J20130729Y <br />i <br />i <br />i <br />i <br />Revised 4/96 <br />04/13 <br />Page 2 of 10 <br />0 <br />i <br />0 <br />
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