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201400140 <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it- <br /> (Seal) <br /> Brian K Kim -Borrowe r <br /> Si ' i 14. (Seal) <br /> Jaeyeon K -Borrowe r <br /> (Seal) <br /> -Borrowe r <br /> { <br /> (Seal) <br /> -Borrowe r <br /> n Refer to the attached Signature Addendum for additional parties and signatures. <br /> 1309250464 1309250464 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP® VMP6(NE)(1302) <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />