|
.„�AA�� . _ . -�. Rq •W��'T"
<br /> i� Ihl•.�.p��r�R�p^1. }lML"`<Y�
<br /> I�� .i•i�.:�• i'i�1}}a��1Nr+fIR�
<br /> Y �_iannud�+n: ... .„ ..... .. '_'. _.__-. -
<br /> -,/S ._—_ — —..
<br /> .r .taY
<br /> . .r. ,. • �ay�s�''==
<br /> � . .. _ ---..
<br /> �, � ���t,.;�!ry� --.��,__
<br /> or�ai�.iw.���- - - - - .. . . .1��u---=—
<br /> __".. ". '�CCT���W'�?�.
<br /> • �v�\ ���`�� }
<br /> � TOGETHER WITH nll the improvcments n4w on c�reafter crccted on tha�roperty, anc!all�:ascments, nppurtcnancca, and _
<br /> fixtures now or hereaftcr n purt of the property, AU replacements nnd nddit'tons sh:►11 also be covcrcd l�y Ihis 5ecuriry —
<br /> Instrument. All of the foregoing is rr,ferred!o in this Security Instrument as the"Propeny,"
<br /> BORROWER COVFNANTS tl�at Borrowcr is lawfully seised of the estatc hercby canveycd und haa t!u right to grnnt nnd
<br /> convcy thc Property and that tha Propeny is unencumbet�d,cxcept for encumbrances of rccord. Borrowcr warrants and will
<br /> defend generalty the title to the Froperty ngainst all claims and demands,subject to any encumbranccs af record.
<br /> THIS SECURITY lNSTRUMENT cambines uniform covenants for national use and nun-uniform covennnts with liroited
<br /> varia[ions by jurisdiction to consti[ute a unifornt sccuriry instrumcnt covcring rcnl properry. , _
<br /> UNIFORM COVENANT5. Borrowcr and L,endcr covcnant and agrcc as follows:
<br /> l. Payment ot Principwf and Ynterest; Prepayment and l.ate Charg�.w� Borrower shull promptly pay when ciue thc
<br /> principal of and interest on the debt evedenced by the Note and any prepayment and late charges due under tlie Note.
<br /> 2. Funds [ar Taxes and lnsurwnce. Subject to ap�licnble law or to u written wniver by i.ender, Dorrower shall pay to
<br /> L.ender on the day monthly payments arc duc under thc Note,until the Note is paid in full, a sum("Funds") for: (a)ycarly taxen
<br /> and assessAneuts wl►icli may attain priority over this Security Instn�mcnt ns n lien on the Property;(b)ycarly Icnsehold payments
<br /> or ground rents on the Aropeny, if any;(c)yearly hazard or property insurance premiums; (d)yearly flood insurance premiums,
<br /> if uny; (e)yeurly mongage insurance premiums, if nny; und(� any sums payable by Borrower to l.ender, in accordance with
<br />� thc provlsions of parngraph 8, in lieu of the payment af mnngage insurance premiums.Thcse itcros nre callcd "Escrow Items."
<br /> I..ender may, at any time, collect and hold Funds in an amount not tu exceed the maximum amount a lender for a federally
<br /> related mongage loan may require for Borruwer's escrow account under the federal Real Estate Settlemen[ Nrocedures Act af
<br /> 1974 as ainended from time to time, 12 U.S.C. Scetion 2601 e1 seq. ("RFSPA"),unless another law that applies c�the Funds
<br /> scts a Icsser amount. If sn, l.cnder may, at uny time, cotiect and hold Funds in an amaunt not to exceed thc lesscr amount.
<br /> Lender may estimatc the amount of Funds due on the basis of current data und reasonable estimates of expenditures of future
<br /> Escrow Items or otherwise in accordance witli applicable law,
<br /> The Funds shal! be held in an inscicution whose deposits arc insured by a federal agency, instrumcntality, or entity
<br /> (including Lender, if Lender is such an institution)or in any Federal Home Loan Bank. Lender shaU apply the Funcls to pay the
<br /> Bscrow Items. Leuder may not charge Bonower for holding and applying the Funds, nnnually anulyzing the escrow account,or
<br /> verifying the Escraw Items, unless l.ender pays Borrower interest on the Funds and applicable law permits l.ender to make such
<br /> a charga However, Lender may require Borrower to pay a one-time charge for an indcpendent real estate tax reporcing service
<br /> used by I.ender in connection with this lo;ui, unless applicablc law provides otherwisa Unless an ngrcement is made or
<br /> applicable law requires interest ta be paid, Lendcr shall not be reqaired to pay Borrower any interest or carnings on thc Funds,
<br /> Borrower and I.ender muy agrce in writing, however,that interest shall be paid on the Funds. l.ender shall give to Horrower,
<br /> without cnarge, an annuai uu:ourdir,g c,th;.Pur.ds, s::o:vi.^.g �-s^_dits an� dehiec to the Funds and the pu[pose for which each
<br /> debit to tl�e Funds was made.The Funds are pledged as additional security for all sums secured by this Security Instrurmnt.
<br /> !f the Funds held by I..ender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower
<br /> for the exccss Funds in accordance with thc rcquirements af applicable law. If thc amount of thc Cunds held by l.cnder at any .
<br /> time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing,and, in such case Borrower
<br /> shall pay So I.,ender the amount necessary ro make up the det"iciency. Borrower shall make up the deficicncy in na more than
<br /> twelve monthly payments, at l,ender's sole discretion.
<br /> Upon payment in full of all sums secured by [his Security Instrument, i.endcr shall promptly refund to Borrower any
<br /> Funds held by I.ender, If,under paragraph 21, Lender shall acquire or sell the Propercy, Lender,prior to tha acquisition or sale
<br /> of the Property,shall a�ply any �unds held by l,ender at the time of acquisition or sale as a credit against the sums secur�d b��
<br /> this Securi[y Instrument.
<br /> 3.Appliextiou o[Payments.Unless applicable law pcovides otherwise,all payments received by Lender under paragraphs
<br /> 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable unsfer paragraph 2;
<br /> third,to interest due;fourth,to principal duc;and last,to any late charges due undor the Note.
<br /> 4. Charges; Liens.Borrower shall pay all taxes, assessments, charges, finas and impositions attributable to thc Property
<br /> which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay
<br /> these obligations in the manner provided in paragrnph 2,or if not paid 9n that manner,Borrower shall pay them on time d:rectly
<br /> to[he person owed payment. eorrower shall promptly furntsh to Lender all notices of amounts to be paid under this paragraph.
<br /> If Borrower makes these payments directly,Borrower shall promptly fumish to Lender receipts evidencing the payments.
<br /> Borrower shnll promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)agras in
<br /> writing to the payment of the obllgation secured by the lien in a manner accepiable to L.ender; (b)contests in good faith the lien
<br /> by, or defends against enforcement of the lien in, legal proceedings which iu the l.ender's opinion operate to ptevent the
<br />— enforcement of the lien; or(c) secures from tlie holder of the lien an agreement satisfactory to L.ender subordinating tha lten ro
<br /> this Security Instrument, If L.ender determines that nny part of the Proper[y is subject to a lien which may nttain priority over
<br /> this Security [nstrument, Lender►nay give Borrower a notice identifying thc lien. Borrowsr shaU satisfy the lien or take one or
<br /> more oC the actions set forth above within 10 days of thc giving of notice.
<br /> Form 3028 9190
<br /> �•BRINEI is2ui.o2 Paa•x��e imn.�,: _
<br /> _ �
<br />--=Y ;r•�.. :a��}C• •���?�f''��v`;�i:��4F�:i�E:_�-.
<br /> � � E� .
<br /> , .. : � , �
<br /> !..
<br /> , •
<br /> • ., . , � �Lr.^ws�._.�._,
<br /> C___._,�___ __. _'._�_ . _-. ._. " ___,- - _ __-L_. .-.. 1��. ' *3�5.��''[f�v��°-.�_-�-. -
<br /> - -'i'-- - - — ---- --
<br /> -- - - _ , - — __ ,___ , - -,T_:.-� �._.r� 3��'�� >r--
<br /> .� . • . .. � - '� ':»''' { - 1 . �r :- .. __...
<br /> :.��� L q'.. y� F��': �. . . ,,,,,��,`�``
<br />` � .. „ « l _...
<br /> ? ::».,.�,, �., �/�
<br /> 11 . F. Y i�TS�.�
<br /> '� , - ' .. .. - . -.Y� .. � . . _ . .. . �'�- �- ---
<br /> , ',:r:?'4'.+�,�,r.�.�.�.-
<br /> , . .. °�.'�r--
<br /> _ .. .� ... ., � .°' „ - .� , '"`'i::�•�'�F'i:':=:w�. _ ._.
<br /> . ,. . . . . .. V , i�t?. r i.l�'��,7:i]il"-_
<br /> .. . . ,y �+ (,,_.'.
<br /> . . „. . _ ,:;;`Ykk�•''-iYy==---.
<br /> . � . . .. . �� •. .. .. .. x_ ,.' . j .. r .`4K , �a:�}�.
<br /> , , . , ��;,- .::�.,r.`.� . . r,:�.t��� •:��li;_-
<br /> ' , � 5.:�,��Y:13►..�. i,t'�!4•c*E �L:':a;,�,;:� :1%;�:�:
<br /> i , _ , r. •y�°. .r ��r,;�,�`',.;a',_ E�,.�,.:
<br /> �� ' h' �je', t
<br /> "�, �,1�:.!.....�fl��':a:�•,>
<br /> , . ,�:�i,.�S1�. , a �►a?. , .
<br /> � • � �� :i'�� . • .
<br /> . � ,:...��+�' �
<br /> •}� �4�...;.t. .:.,� ,���.�.:
<br /> � . . ' " . 1� .�tt •�p'�t . �F���� �.�.Y.�t'.
<br /> . . � .'1�. _. _ .�_....f .l4iRdq �:����u
<br />
|