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201400130 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider. <br />(Seal) (Seal) <br />- Borrower - Borrower <br />al 4 c GYJ ./firp (Seal) (Seal) <br />Debra K McDermott. Member - Borrower - Borrower <br />1955 Investments LLC <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP 6 -57R (0811) Page 3 of 3 Form 3170 1/01 <br />