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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on January 0 7, 2014 by <br />Debra K McDermott, Member <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />WERM, NOTARY• Sava of Nehraft <br />KEVIN 0 OTTMAN <br />My Comm. En. May19, 2017 <br />201400130 <br />Form 3028 1)01 <br />VMPB(NE) (1105) <br />Page 17 of 17 <br />