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<br /> payments may rw�onger be requlred,at the aption of L.eixler,if muRgege insurancc cnvcroge(in thc anwum und for the period
<br /> that Lender requires)pravided by an insurcr approvod by Lcnder again beconxs uveilable aixl is obtAined, Bormwer shall pay
<br /> the presniums required to maintain mortgnge insurance in effect,or to provide a los,reservc.untfl the requircment for morigage
<br /> insurence encis in accordancc with any written agranxnt b�tween Borrower and L,ander or applicable law,
<br /> 9. Inspection. L,ender or its agent may makc reascmable ent�ies upon und�nsprctions of ths Property. Le►xier shall giva
<br /> Fiorrower notice at the time af or priar to en inspection snecifying ru►sonable cause fnr the ins{xcdon.
<br /> 10. Condemnvllon. Thc proceals of any awani or claim for danu►ges, direct or cons�quential, in connection with uny
<br /> r,ondemnatian or othsr taking of any part of thr, Property,or for conveyancc in lieu of sondcmnation, ure hercby ussigned a�x1
<br /> shall I�r.paid to Lender.
<br /> In the event of a total taking of the Proporty,the proceeds shall be upp�ied�u tlie sunts secured by this Security Instn.unent,
<br /> whethcr or not then duo, with any excess puid tc Horrower. In the avent of a panivl teking of the Propcny in which the fair
<br /> marlcet value of the Propercy immedietcly before the taking is eyual to or greater than ihe amount of thc sums sccural by this
<br /> Security Instrument immaiiately before the taking, unless Borrower arxt Lender otherwise agree in writing,
<br /> the sums�curai by
<br /> this Security Instrument shall be raiuced by the amount of the proceccis multiplial by the follawing fraction: (a) the total
<br /> amount of the sums secured immaliately before the taking, divided by(b) thc fair rrzarket vulue of the Property immediately
<br /> before the taking. Any balance shall be pa�d to Banawcr. In the evcnt of a partial taking of the Property in which the fair
<br /> ma�ket vulue of the Property immediately before the taking is less than the amount of the sums sccural immediately before the
<br /> takin&, unless Borrower and i.ender utherwise agret in writing or unless applicable Inw otherwise provides, the proceeds shsll
<br /> be applied to the sums securai by this Stcurity Instrument whether or nat thc sums arc then due. _
<br /> If the Property is abandanod by Borrower,or if,aftcr notice by i.tnder ta Borcower that the condemnor offers to make an
<br /> award or�ettle a claim for damages, Borrower fails to respond to Lender within 30 da�s aftec �he date the notice is given,
<br /> Lc��ler is authoriud to collect aixl apply the procecds,at its option,either to restoration or repair of the Property or to tlx sums
<br /> secured by this Security Instcument,whe�her or not then due.
<br /> Unless I.ender and &�nawer otherwise agree in writin6, any applicaiion of proceeds to principal shall iwt extend or
<br /> postpone the due date of the monthly payments referced to in paragraphs 1 and 2 nr change the ampunt of such payments.
<br /> 11.aorrower Not Reieaged+Fo►btxrance BY u�r NO�p w��M' Extensian of the time for payment or modiCicatian
<br /> of amortization of the sums securod by this Sa:uriry Instrument grunt�d by Lender to any successor in interest of Borrower sh�ll
<br /> not operate to release the liability of the originttl Borrower or Borrower's successors in interest. I..ender shall not be roquired to
<br /> comctxnce procadings against any successor in interest or refuse to extend tirrie for pay►nent or otherwise modify smortization
<br /> of the sums socured by this Security Instrument by reason of any demand made by the original Bonower or Borrower's
<br /> successors in interest. Any forboarance by I.ender in exercising any right or remedy shall not be a waiver of or pre�lude the
<br /> exercise of any right or remedy.
<br /> i�. ����� wn�l Awcl¢Ra Bound: Joint And Several LiAbility; (:o-sianers,The covenants end agreements of this
<br /> Security Instrument shall bind and benefit the successors and sssigns uf Lender and Fsorrowcr� su+lw= _� il��pn':'=��°n��f
<br /> paragraph 17. Borrower's covenants anci agraments shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is co-signing this Security Instrument oaly to mortgage, �rnnt and convey that
<br /> Borrower's interest in the Property uncier the ternu of this Security lnstn►ment; (b)is not personally obligated fo pay the sums
<br /> securod by this Security Instrument;and(c)agrees that Lznder and a��y other Bonrower may agtee to extend,modify,fo�xar or
<br /> make any acconunodations with regard to the terms of this Security Instrument or ttie Note w4thout that Bono�ver's consent.
<br /> 13. Lone CharBe�•If the loan sxurai by this Security Insirument is subject to a law which scts maximum loan charges.
<br /> and that(aw is finally interpreted so that the interest or othcr loan cl�arges collected or to be collectod in connectic,n with the
<br /> loan excecxi the permitted limits,then: (a) any such loan charge shall be roducod by the amount necessary to rodua the charge
<br /> to the permitted limir and(b)any sums already collr,�:ted from Bonower which excad�ed permitted limits will be refunded to
<br /> Borrower. Lender may choose to mxke chis refund by ralucing the principal owed undcr the Note or by meking a direct
<br /> payrtknt to Borrowtr. If a refund radur,es principal, the raluction will be treated as a partisl prepayment without any
<br /> prepaymeut charge under the Note.
<br /> 14.NotkYS. Any notice to Borrower provided for in this Security Instcument si�all be given by ddivoring it�r by mailing
<br /> it by first class mail unless applicable law requires use of another method. Tht notice shall be directed to the Property Address
<br /> or any uther suidress Aorrower designates by notice to Lender. Any noticc to Lendcr shall bc given by first class mail to
<br /> Lender's address stated herein or any ather address Lender desfgnates by notice to Borrower. Any natice provided for in this
<br /> Security InstAUment shall be deem�d to have been given to Borrower or Lendcr when given as provida!in this parngraph.
<br /> I5.Governl� iaw; Severe�bility. This Security Instrumcnt shall be govemed by faieral law and the law of the
<br /> jurisdiction in which the Propecty is �ocatal. In the event that any provision or clause of this Security Instrument or the Note
<br /> conflicts with applicable faw,such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflictinE provision. To this end the provisions of this Security Instrumtnt anci the Note an declared
<br /> to be severable.
<br /> 16. Borrower's Copy.BoROwer shall be givcn one conformed copy of the Note and of this Security Instrument.
<br /> Fam 3028 9190
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