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<br /> ehall pay them on�ime dlrectly to the person awed payment, Borrower shall promptly furnish to I..ender all notices
<br /> of unoun!e to be p�id under thie per+�graph. If Bonower nuikrs �hesc payments dircwtly,Borrawcr shall promptly
<br /> fumleh to Lendrr te�.olpte evl6encins the pwyments.
<br /> Bonower ehall pr�mptly dlechntge any Ilen which has priority over thls Sr.curity lnstrument unless Borrowcr: (a)
<br /> agrea in writing tv tho pRyment af the obligation srcured by the Ilen in a mann�:r ncceptable to Ixnder; (b) contests
<br /> In gooci falth thc Ilen by,or defend� agalnst enforcement af the Ilen in,legal prceeedings which in the Lender's opinlon
<br /> operate to prevent the en�'orccment of the lien;or (c) secures from the holder of thc lien an agre.ement satisfactory
<br /> to Lender subordinating the lien to thls Securit}� Instrument. �f l.ender de[ermines thac any part af the Pro�rty ie
<br /> subJect to a llen whlch may attain priority over this Securlty Instrument, I.ender may g�va Borrower a notice identifying
<br /> the Ilen. Borrower shaU satlsfy the Iten or takc one or more of the actions set forth above wlthin 10 days of the giving
<br /> of notice,
<br /> s, }{�� o�p�ptity Taturaace. Borrower shall keep the improvemcnts now existing or hereafter erected on
<br /> the Property Insured against loss by fire,hazards included within the te�m "extended coverage" and any other hazards,
<br /> Including floods or flooding,for which Lender requires insurance. This insurance shall be maintalned in the amounts
<br /> snd for the periods that L.ender requires. The insurance earrier providing the Inyurance shall be chosen by Borrower
<br /> subJxt to Lender's approval which shall not be unreasunably withheld. [f Borrower fails to maintain coverage
<br /> described above, Lender may, at L.ender's optlon, obtain coverage to protect i.ender's rights in the Property in
<br /> acwrdAnce with paragraph 7.
<br /> All insurance pollcies and renewals shall be acceptable [o Lender and shall include a standard mongage clause,
<br /> I.ender shsll have the right ta hold the palicies and renewals, lf l.r.nder requires, Borrower shall promptly give to
<br /> Lender all receipts of paid premiums and renewal notices. ln the event of loss,Borrower shall glve prompt notice to
<br /> the insivance carrler and l.ender. I.ender may make proof of loss if not made pramptly by Honower,
<br /> llnless l.ender and Borrower otherwise agree in writing,insurance proceeds shall be applied to restoration or repair
<br /> of the Pcoperty dunaged. if the restoration ot repalr is economlcally feasible and Lender's security Is not lessened.
<br /> If the restoratlon or repair is not economically feasible or L,ender's security would be lessenal, the insurance proaeds
<br /> shell be applled to the sums securod by this Security lnstcument, whether or not then due, with any excess paid to
<br /> Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the
<br /> insurance carrier has offered to settle a claim,then Ixnder may collect the insurence proceeds. Lendor may use the
<br /> proceeds to repair or restore the Property ur to pay sums secured by this Security Instrument, whether or not then due.
<br /> The 30•day period will begin when the notice ls given.
<br /> Unless Lendr.r and Borrower otherwise agrce in writing,any application of proceeds to principal shall not extend
<br /> or postpone the due d�te of the monthly payments reierred to in puragcnplis 1 ar,3 2 �r cha:.ge s.ht sxo�».^.! nf�,hr
<br /> payments. If under paragraph 21 the Property is acquired by Lender, Bocrower's right to any insurance palicies and
<br /> proceeds resultiog from damage to the Praperty prior to the acquisition shall pass to I.ender to the extent of the sums
<br /> secured by this Securlty Inetrument Imnxdiately prior to the acqulsitlon. ����e � A lxytiou;
<br /> 6. Oci,ttpaay. Pc�eae�v+tion. Maiiva�wnoe aod Prota�tioa of t6e PmQaty: PP�
<br /> I,weholds. Borrower shall occupy,establlsh, and u�e the Property as Borrower's principal residence within sixty days
<br /> after the cxecution of this Securiry Instrument and shall continue to occupy the Property ss Borrower's princip�l
<br /> residence for at least one year aRer the date of occupancy, unless I.ender otherwise egrees in writing,which consent
<br /> shell not be unreesonably withheld, or unless exteuuating circumstances exist which are beyond Hoi7ower's control.
<br /> Bortowcr shall noi datroy,damage or impair the Property, allow the Property to deteriorate, or commit waste on thc
<br /> F'roperty, Borruwer shall be In default if any forfeiture action or procceding, whether civil or crim9nal, is begun that
<br /> in I.ender's good faatn judgment �ould result In forfeicure of the Propeny or otherwise materially impair the lien
<br /> creatai by this 5ecurity Instrument or I.ender's security interest. Borrower may cure such a defeult and reinstate, as
<br /> provided in pazagraph 18,by causing the action or proceeding to be dismisseci with a ruling that, in Lender's good faith
<br /> determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of che lien
<br /> cr�ated by thts Security Instrument or Lender's security Interest. Borrower shall also be in default if Borrower, during
<br /> the loan appYication process, gave materially false or inaccurate information or statements to L,ender (or falled to
<br /> provids Lender with any matcrial information) in connection with the loan evtdence.d by the Note, including,but not
<br /> limited to,representatlons concerning Borrower's occupxncy oF the Property as a principal residence. If this Security
<br /> Instcument is on a leasehold, Borrower shall comply wtth all the provisions of the lease. If Borrower acquires fee title
<br /> to thc Property, the leasehold and the Fee titic shall not merge unless L.ender agrecs to the merger in writing.
<br /> I�I�RA.YKA-Single FamllyPI�I1fMP1QYC UNIE�(1RM QdSTRUINBN7' ��9�
<br /> noc,men s>��,i�c.ceoo;6+¢iM2 Page 3 of 8
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