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<br /> of Borrower's coven�nti and agreements undcr �hls Secu�ity Instrument and the Notc. Por this purpose, Borrower
<br /> irrevucably grants and conveyn to the Trusta, in trust, with power of sale, the foliowing described unty Nebraska:
<br /> ;� Hal l
<br /> Lot Eleven (11), Virden Subdivi$ion to the C,ity of Grand lsland, Hall County,
<br /> Nebraska. �
<br /> which has che address of 2511 Nest 4th Street,Grand I sl and [sa��t,c�ry�,
<br /> Ncbraska 68803 (Zip code� ("Propercy Addnss'):
<br /> TO(IETHER WITH all the improvements now or hereafter erected on the property, �nd all easemcnts,
<br /> appurtenances and fixtures now or hereafter a part of the property. All replacements and acWitions sh�ll also be
<br /> covered by this Secudty Instrumcnt.All of the foregoin$is referred to in this Security lnstrument os the"Property•"
<br /> BORROWER COVENANTS Ihat Borrower is lawfulty seiud of the estate henby canveyed and has the right co
<br /> gruu �nd convey the Property+usd tbat the Property is unencumberai,except for encumbranccs of rxord. Borrow�r
<br /> warranta aad will defend generally thc tide to thc Property against all claimg and demands, subject to anY
<br /> encu�nbrAncca of record.
<br /> TH1S SECURITY INSTRUiNBNT combines uniform covenants for natinnal use �nd non-uniform covenuua
<br /> with Umitod variations by jurlsdiction to constitute a uniform secudty instrument covering real pmperty•
<br /> Borrower u�d Lendzr covenant and agm as follows:
<br /> UNIFORM COVENANTS.
<br /> �. p���t � pi.��i�� I�� pnd I,ate Clwrge. Borrower sh�ll pay when due the princip�l of, and
<br /> interest on,the dabt evidenced by the Note and late chugcs due under the Note.
<br /> 2. Monthly P�yment ot T�ures, I�urAnce And Other Cbar�es. Borrower shall include in each monthly
<br /> payment,together with the prtc►oip�l�nd intecest as sec forth in the N�te an�i any late chazges,a sum for(a)wca and
<br /> special assessma►ts levial or to be levied agunst the Propercy, (b) leasehold payments or ground rents a► the
<br /> pmpe�ty, and(c)premiums for in+urance requirod undCr pu�graph 4. In any ye�r in which the Lender must pay a
<br /> mortg�ge insuruke premium to the Secretary of Hou�ing and Urban rievelopment ("Secretnry">�or in anY Year in
<br /> which such pnmium would have been r�quired if Lendec stiU held the Security lnstrument, each mobthlY P�Y���
<br /> sbelt�Iso include either: (i)a sum fox t�o annual mortB�B�►nsurance premium to be pdd by Lender to the Socretary.
<br /> or(ii)a monthly chuge instead of�moagage insurance premium if this Security Instrumrnt is held by the Secmary,
<br /> in a re�sonable unount to be d�ternninod by the Sa;ntuy• Excepc fur �he mon�hly chuge by the Secretary, thae
<br /> items are called"Escrow Items" and che sums paid to Lender are called"Escrow Funds."
<br /> Lender miy, at anY dme,r,ollect and hold simounts fur Escrow Items in�n aggregate unount not to eacad che
<br /> �i��amount thAt may be required for Borrower's escrow accounc under the Rc,al Estate Setdement Procedurea
<br /> Act of 1974, 12 U.S.C. SecNon 2601 et seq. and implcmenting regulations, 24 CPR Part 3500, us they mi►Y be
<br /> amended from time to tin�e ('kESPA'). eacepc that the cushion or reserve permitted by RESPA for unuiticipatat
<br /> disbursements or disbursements befon the Borrower's payments an available in the account may not be based on
<br /> amounts d�e for the mongage insurance pnmium.
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