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<br /> _ _ _ _ - _ 98�- �1�4�,s
<br /> payments n�ay no longer bc required, ut thc option of I.�;ndcr, if mortgase insurancc coverugc(in t e umount aixl for the period
<br /> that Lencler requir�s)provided by an insurer epproval by l.encler again becon�es available und is obtainui. Borrower shall pay
<br /> thc premiums required to mxlntain martgage insurance in effect,or to provide u loss rescrve,until thc requiremcnt for mortgagc
<br /> insurance ends 1n accordance wieh my written agrcement betwan&�rrower und l.r.nder or upplicablc law.
<br /> 9,lrupecdon. l.ender or its ugent may mukc reas�mablc entries upon and inspectians of thc Property. Lender shull give
<br /> Borrower notice et the time of or prior to an inspection specifying reaumable cau.ce for the inspeclion.
<br /> 10� CondemnAllon. 'fho praeeds of any awurd or claim for damages, direct or consequentiul, in connection with nny
<br /> condemnacion or other tnking of any pa�t of the Property, or for canveyance in lieu of condemnatior�, are hereby nssigned and
<br /> shall bc paid to Lcnder.
<br /> In thc event of a total taking of the Property,the proceals shall be upplied to the sums secured by this Security InstNment,
<br /> whcthcr or not thrn due, wi�h any cxcess paid to Borrower. In tha event of a partial taking of thc Propeny in which the fair
<br /> nu�rkct valuc of the Property immediatcly before the taking is equal to or grcatcr than thc amaunt of the sums secured by this
<br /> Securi►y Instrument immodiately before the taking,unless Borrower end l.ender otherwise agree in writing, the sums secured by
<br /> this Security Instrument shall bc reduced by tne amount of the proceals multiplied b,y the following fruction: (n) thc total
<br /> amount of the sums secured imnxdiately 6cfore the taking, divided by (b) the fair nuukct value of the Property immediately
<br /> before the taking. Any bulance shall be paid tu Borrower. In the event of a partial taking of the Property in which thc fair
<br /> market value of thc Property imm�dintely before the taking is less than the amount of the surns secured immediately before tha
<br /> taking,unless Borcower und I,ender otherw9ss agra in writing or unless applicable law otherwise pruvides, the proceeds shall
<br /> be applied to the sums saured by this Security Instrument whether or not the sums ara then due.
<br /> if the Property is abandoned by Borrower,or if,after notice by l.ender to Borrower thnt the condemnor offers to make an
<br /> award or settle a claim for dan�ages, Borrower fails to respond to I.tnder wid»n 30 days after the date the natice is given.
<br /> Lender is authuriced to collect and apply the proceeds,nt its option,either to restoration or repair of the Property or to the sums
<br /> secured by this Security Instcument, whether or not then due.
<br /> Unless Lcnder and Borrower othenvise agree in writing, auy application of procee�ds to principal shall not extend or
<br /> postpone thc due datc of the mon�hly payments refened to in paragraphs 1 and 2 or changc the amount of such payments.
<br /> 11. &►rrower IVot Rdeased;Forbrnnu�ce BY Lender Not A Walver.Extension of the time for payment or modification
<br /> of amortization of the sums secu�ed by this Security Instrument granted by I.ender to any successor in interest of Bonower shall
<br /> not operate to release the liability of the original Borrower ar Borrower's successors in interest. Lender shall not be requirod to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Saurity Instrument by reason of any demand made by the original Borrawer or Borrower's
<br /> succ.�s.sors in interest. Any forbearance by Lender in cxercising uny right or reroody shall not be a waiver of or preclude u�e
<br /> exercise of any right or rertxdy.
<br /> �Z� �t���o �»�q pwe:s»� �.�n�1; .Toint nnd Several LiAblllty; Co-signens. The covenants and agraments of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> parngraph 17. Borrower's covenants and agreements shall be joint and several. Any &,..ower wha co-signs this Security
<br /> Instntment but does not execute the Note: (a) is co-signing this Socurity Instrument only to mortgage, grant and convey that
<br /> Bonower's interest in the Prope►ty under¢he terms af this Security Instrumcnt; (b)is not personally obligated to pay the sums
<br /> sxured by this Securiry Insttument;and(c)agras that Lcnder and any othe�Borrower may ogree to cxtend,madify, forbear or
<br /> make any eccommodations with regaid to the terms of this aecurity Instrument or the Note without that&�rrower's consent.
<br /> 13. I.onn Chwrges. If the loan securod by this Security Instrument is subject to a law which sets maximum loun ehtuges.
<br /> and that law is finally interpret�d so that the interest or other loan charges collxtal or to be collxted in connection with tlie
<br /> loan exceed the permittod limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce tl�e chuge
<br /> to the pecmicted limit;and(b) any sums already colleeted from Borrower which excoeded[xrmitted limits will be refurded to
<br /> Borrower. I.er►der may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the rodi�;tion will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.NoNces.Any notice to Bonower provided for in this Stcurity Instrument shall be given by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of ar�other method.The notice shall bo directed to the Property Address
<br /> or any other acidress Borrower deslgnates by notice to I.ender. Any notice to Lender shall be given by first class muil to
<br /> Lender's address s�ated herein or any other address Lender desi�nates by notice to$orrower. Any notico providod for in this
<br /> Security Instrument shall be deemed to have been given to Borcower or I.c►xlei•when given as providai in this paragraph.
<br /> 15.Governing I.aw; Severobility. This Security Instrument shall be governr,d by fedcral law and the law of tho
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Noto
<br /> conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effxt without tha contlicting provision. To thls end the provisions of this Sec:urity Instrutnont and the Noto are declarod
<br /> to be severabla
<br /> 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note a�id of this 3ecurity lnstrument.
<br /> Fam 3028 9/90
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