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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />Seal <br />es P Cryer <br />My Commission Expires: April 7, 2016 <br />et NOTARY • Ste aNeka <br />WNW 60.1017,2016 <br />- Borrower <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, inc. <br />Notary Pub is Daniel ftoth <br />201310078 <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this e ms' day of / <br />d/3 , by James P Cryer and Tammy A Cryer. <br />Witness my hand and notarial seal at,Ul0Y.991i,.Di in said County, the date aforesaid. <br />- Witness <br />Form 3028 1/01 <br />