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<br /> . F'I'Hg1Z WTff{ ail �he im �ernents now a�hcrea[tcr crxtcd on thc propr r,end all cusemcnts,appurt�anccs,and
<br /> 'I�0(3 Pro
<br /> tixwcci now or haeaAer a nut u[thc property.AA ccpl�cemeala iu►d�ddltioru shall afao bc covcrcti by this Socuriry InsuurocnG
<br /> All of Ihe fore�oina ia rcfcrred w in thb Sxurity Inswmet►t u tho"}'toputY»
<br /> BARROWER CQVSNAN'I'S Uu�t Bormwc�is lawfuUy rciiod of�tia auuc hcreby convcyed and has thc dgh�to grant and
<br /> com�y the Propaty �nd tt►at tha Property �i unencumbered. oaeept fa encumbrances o[record. Borrowu wairan�s and wlll
<br /> dcfend Qener+l►�r ihc UUe a�hc Propcny ag�l,�s�a11 clalms�nd cfernands,aubjoct W�ny cncumbrancw of rccord.
<br /> THIS SECURITY INS'IRUMRNT combines unUorm covenar►�s [or naUonal use and non-untform covenants wilb Wnited
<br /> vulxtions by Jurlidictbn to constlwta a unUwm exurity iruwment covering re�l ProP�Y•
<br /> UNIFORM COVPNAM�S.Aurtowcr end Lcndcr covcrwnt ond agroc`tol➢ow�: whcn duc tha -
<br /> 1.P�yrnent of Priacip�l aad Iaterat;Prep�ymeat and I.�k Cbar �t�o����duen d�thc Note.
<br /> principsil of md 1nterest on the debt evideecod by Iha Note and�nY P�Y
<br /> 2.Funds for Tsuces and Insuranca SubJcct w appllcabk law or W a wrlucn waiver by I.,cndu, Borrowcr ahall pay ta
<br /> ��� �hO day monthly paymcn��rc dua undcr�hc Notc,until Ihc Nota is paid in[ull,a sum("Funds")for.(a)ycsuly wccs
<br /> md�sxssm��►ts which may at�air►prbdty ovte this Securlty Inswment as a Re+i nn tha 1Property;(b)YcACIy lewehold paymcnts
<br /> or ground renls on the Pro(►crtY�lf any:(c)Yearly hs�zzard o�property insurance premiums:(d)Yearly tlood insurance premiurtu.if
<br /> NY;�a)Y��Y ��B�B��a P�iurt�,if anyi and(� �nY aum�PaYabb by Horrowu w Lcndcr�in accorduicc wlth Iha
<br /> provisions of�ragroph 8, in Ibu of�hu paymcnt of mortgagc insuruice Prcmiums.'Ilusc itGns arc caliccl "Escrow Itcros."
<br /> l.cndcr may�u�ny tlmc.colicct And hoW Funds in an amount not w caccccd thc ma�cimum amoun�a Icr►cicr[or a fcdcratly rcL�icd
<br /> mor►SaBe loan may requirc[or Sarower'e escrow accamt under the[aleral Rdl Fstate Seuk,rr�ent Procedures Act of 1974 a�
<br /> amcndal from Umc w dmc, 12 U.S.C.Scction 2601 at seq. ("R&SPA"),unlcss anothcr law thAt uppllcs lo thc Funds scls a lcsscr
<br /> amouN, If w. I,cncict may, at any timc,collcct and hold Funds in an amount not W cxcccd thc Icsscr amounG Lcndcr may
<br /> cs�itnato fho�unowu of Funds dua an thc tsaasis of cwrcnt dau�and Tcasonabla csdmatcs of cxpcndiwres of[uturo Escrow I1cros or
<br /> oU�c�wise in�ccax�icc wilh applicabic law.
<br /> Tho 1Funds shall ba hcld in an inslitution whosa dcposils are insurcd by a fcdcr�l agcncY�instiurt�t�lity,a cndty(including
<br /> l.cndcr�if Lcnckr is such�n insdwtion)or in any Fcdcral Homc Loan Bank. Lcndcr shnll apply �ha Fundv w pay tho Fscraw
<br /> Itema.Lendcr rn�y not charge Borrowu for holdl�g and applying Ihc Funds�annually�n�JYzln6 the escrow account,or verifying
<br /> ihe Escrow Itcnu,unless Ler►du ps►ys Bortowu intuest on 1he Funds and applic�bk law pamits Lei�dcr w malc�such a charge.
<br /> Howcvcr. Lender may requirc Bomower w pay a one-dme clwgo for an inde�Cndent real estate tax rcporting scrvica uscd by
<br /> l.cndcr in connoctian wilh this laan,unkss appUcablc law provicics othcrwisc.Unlcss an egrocmcnt is madc or applicablc law
<br /> rcyuires intcrest lo ba paid,Lcndcr shall not bc requir�W p�y Borrowcr any intcrest or eamings on�ha Funds.Borrawer and
<br /> I,c�clu nsay agroc in writing.howevu,that intcrest shall bo p�id oa 11►e Fund�.I.u�dcr sha11 give w Borrowu,without charge,an
<br /> �nnual acc�undng of the Funds,showing cxcdils end debits W Ihc Funds and the purposc[or which each dcb9t to the Funds was
<br /> r,�,'ih;,Puaw:sc�Slr,�g^��s!v!�!i���nal sccuricy for all sums sccured by�h1s Sccurity Insvumci►�
<br /> 1[Ihc Fundi hcld by L�dcr caccc�1ha amounts permittcd w bc hcld bY tMplicabic law,Lcndcr shali accounc to Borrowcc ioc
<br /> thc cxccss FunJs in accordancc with thc rcquircmco►s of applicablc law.If Iha amount of thc Funds hcld by Lcr►dcr ai anY timc 1s
<br /> not s�[Gcicnt to pay ihe Escr�w Items when due,L,c�der may so noGfy Borrowc�in wridng,end,in such casc Bormwu aha11 I�Y
<br /> tn Luulcr�he �rt►ount rxxc.isw'Y w maka up thc dcC�cicncy.Sortowcr shall malcc up tho dcficicncy in no morc than twclvc
<br /> monlhlY paYmcnls.at Lcndcr's solc discrGion. rofund ta Barowcr any Fw�d�
<br /> Upan payrnent in fuU of all sums socunxl by U�is 5ocurity InsUwnent,Lendu ahall promptiY
<br /> hcW by Lcndcr,If�undcr paragraph 21,Lcndcr shall ecquirc or xll U►a Pcoperty,Le+�dcr.Prior a thc acquisidon or salc of�hc
<br /> pm{�Crty� shull apPly ony Funds hcid by I.cndcr at�hc timc of acquisition or sak as a crcdil agalnsl Ihc sums svcurcd by Ihls
<br /> Sceurity Inslrumca4 mcnts rccc[vcd b I.cnda undu paragr�phs
<br /> 3.Applicatbn uf Parments. Unlcss applicable law pmvidcs olhcrwlse,al�paY Y
<br /> 1 md 2 sf�all bc app6al: fust,W anY M�PaYmcnt charges duc undcx 1hc Notc�socond�W amounts payable undcr paragcaph 2�
<br /> thirJ�w in�crrstduct fourth�w principul duat wu1 last,w any lµa chargcs duo undcr�ha NWc.
<br /> 4,Cha�a;Lkos. Borrowcr shall pay ait toxcs,asscssmcn�s� cherBes, Gncs an� imposltions attribwabla w thc 1'ropertY
<br /> which may auain priority ovcr this Socurity In.swmcnt,end Ica4chold�ymci►ts or Sroun�1 rcn�s.if any.Bornowcr slwll pny It�esc
<br /> obliguioru ir�th� mannc,�Providcd in P�ab�Ph 2,or if not paid in t!►at mannu,Borrowcr sheU pay Ihc�r►on tima dirocUy b thc
<br /> person owod �ymcn� Borrowcr shall �xampUy furnish to Ler�dcr all noticcs of tunounts W bc paid undcr lhfs paragt�(�h. If
<br /> �wcr m�CCS thcso Paymcnts dirocUy,Borcow�shall prompUy Curnish W Lcncicx ccccipls 4vidcncing iha paymcnls.
<br /> Barowcr shall promptly dischargc any licn which has prlori�y ovcr Ihis Socurily Instcumcnt unkss Bortowcr:(o)agrcrs in
<br /> writing W Ihc paymcnt of Wo obligaGon secured by thc licn in a maz►ncr accePtable W Lcndu;(b)concests u�B00d fallh Ihc I�n
<br /> by, or dc[cnds against cnforccmcnt of thc IiG� in. bgal procccdings which in thc U:ndcr's opinion operaw to prcvcnt tho
<br /> cntorccrna►t o[thc licn;or(c)sccurrs[rom thc holdcr ot ttw licn an agreemcnt sausfacWr�'to Lcndcr suborJinow�g tha licn W
<br /> this Security ins�rumcn�If I.cndcr dctcrmi+:cs d�at any part of thc Properry is subject to a lien which may attafn prioriry ovcr Ihis
<br /> Sccurity inswmcnt,Lcndcx may give Borrowu a noUco idcntifying the licn.Borcowcc shall satis[y thc licn or take onc or mora
<br /> of thc acuons sct fonh abovc within 10 days of the giving of noticc. Form 002� 9/i0
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