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When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />State of Nebraska <br />THIS DEED OF TRUST ( "Security Instrument ") is made on December 26th , 2013 . <br />The trustor is Nelson A Montoya Lopez and Sinia Y Montoya, husband and wife <br />( "Borrower "). <br />The trustee is U.S. Bank Trust Company, National Association <br />A ( "Trustee "). The beneficiary is Mortgage Electronic <br />® Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />sic <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />y telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS. <br />CharterWest National Bank <br />r which is organized and existing under the laws of the State of Nebraska , and whose address is <br />� <br />r y 714 N Diers Avenue Grand Island, NE 68803 ( "Lender "). <br />t Borrower owes Lender the principal sum of Sixty Three Thousand Seven Hundred Twenty Three and <br />en 00 /100 Dollars (U.S. $ 63,723.00 ). This debt is <br />tii evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />0 monthly payments, with the full debt, if not paid earlier, due and payable on January 01, 2044 <br />la c This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />erl interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />to'9 interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br />Lot Ninety -nine (99) in Buenavista Subdivision, an addition to the City of Grand Island, Hall County, <br />Nebraska <br />which has the address of 324 Hall St <br />Grand Island <br />[City] <br />16256.CV (I0/13) <br />911283 <br />[Space Above This Line for Recording Data] <br />DEED OF TRUST <br />, Nebraska 68801 <br />[Zip Code] <br />Page 1 of 5 <br />[Street] <br />( "Property Address "); <br />MIN: 100416700028824572 <br />FHA Case No. <br />321 - 3289569 703 <br />G01'O(002cc�) <br />I 51 <br />