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<br /> et tho aption of I,ender, it mortg�eo insurence covorage (in the emaunt and for the period th�t L.ender requirea)
<br /> pravided by an ineurer�pproved by l.ender again becomea aveil�ble and ie obtainal.Borrower ehall psy the premiume
<br /> eoquired to maintain mortyege inaurence in efixt,or to provido a lose reserve, until the requirement for mortg�ge
<br /> insuranco ends in accordenco with any writt�n egreement betwxn t3orrower end I,ender or npplicable law.
<br /> 9. In�pectian.I.ender or its a�ent m�y make reesonable cntries upon�nd inspa:tione ot tho Property.Lender ehall
<br /> give Borrower notice nt the ti�me of or prior to en inspoction epecityeng reasoneble cause for the inspection.
<br /> 10. Condomn�tion.The procads ol any awerd ar claim for demnges,dirxt or consequential,in connxtion witl±
<br /> eny wndemnation or other tsking ot any part of thn Property,or for convoyence in lieu of condemnation,aro h�rcby
<br /> eseia�ed and ehall be paid to I,ender,
<br /> In tha event of n total taking ot the Property, tho proceeda ehall be applied to the sume secured by thie Security
<br /> Instrument,whether ur not then due,with any oxcess peid to Borrower.In tho ovent of a{�ei•tiel taking of the Property in �
<br /> which the feir merket velue of the Property immedintdy before the teking ie oqual to or greater thnn the amount of thc
<br /> aurne secured by this Security Instrum�nt i mmedietoly before the taking,unless Borrower and�.,e�der otherwise agroo
<br /> in writin�,the sums secured by thia Security Instrument ehall be roduceci by tho amount of the proceeds muitiplied by
<br /> the following fractian:(a�the total�mount ot the sums eocured immediauly betoro thc taking,divided by (b)the feir
<br /> market valuo of the Property immedidt�ly betare the taking.Any balance ehall be paid to Borrower. In the event o!a
<br /> partiel taking of the Property in which ihe feir mnrket value of the Property immediately betore the taking ie l�sa then
<br /> the�mount of the eumn secured immodi�tely belore the taking,unlese Bcnrower snd I.ender otherwise�gree in writing
<br /> or unlese spplicablo Inw otherwicae p�ovides, the prceeode shell be applied to the eums exured by tliie Security
<br /> Inatrument whether or nat the sum e era than due.
<br /> [f the Property ie�banduned by Borrower, or ii,a[ter notice by Lender to Borrower th�t tho condemnor oftere to
<br /> make an award or settle a claim for dsms�es, Borroaer i�ils to respond to I,ender +vithin 30 dtye afkr the date the
<br /> notiw ie�i•�cn,L,end�r ie�uthorized t� collect�nd�pply the txocoede,it ite option,eithec to reetoration or rep�ir of the
<br /> Property or to the eume eecured by this Security Iruqtrument,whether or not then duo.
<br /> Unless I.ender and Borrawer otherNiae��ree in writinQ,�ny epplicetion ot prceeeda to princip�l ehall not extcnd or
<br /> poetpone the due date of the monthly payments roterred to in p�r�grtphm 1 �nd 2 or ch�n�e the nmount oi euch
<br /> paymente.
<br /> !l. Borrower Not Releued;Farbaar�nce By Lender Not a W�iver. Extension of the time fur poyment or
<br /> modilication of amortization ot the eume secured by thie Security Inetrument granted by Lender to �ny euccaeeor in
<br /> interaet oi BorruNer ehall not apente w releaee the liability of the original Borrower or Borrower'e succeseore in
<br /> interest.Lender ehall not be roquired to commonco procoedinge egainet any eucceseor in interest or niuse to eitend
<br /> time for peyment or otherwieo modity�nortiution ot tho sume sa:ured by thie Security Instrument by reaeon of�ny
<br /> demtnd mide by the original Borrowor or Borrower'e succeseare in intereat.Any forbearance by I.ender in eYercieing
<br /> any right or romody ehill not bo a w�iver of or prxludo thc exercise of�ny right or remedy.
<br /> l2. Succesaors�nd Assi�as Bovnd; Joint and Sever�l Li�bility,Co-sijnor�.The covenente�nd aQreementa
<br /> oi i�is �.irity T;�tramez:sha!1 �:.".� !°� !+"n!+fit t�n a�u�r�anra,�n�1�aai�na nf i.ender and Borrower,subiect to the
<br /> pravisions of peregraph 17.L�orrower'a coventnts end agreaments shall be joint�nd eeveral,Any Bormw�r who co-signe
<br /> thie Security Inetrument but does not o�ecute the Note: (a) is co-eigning thie Security Inetrumont only Uo mortg�ge,
<br /> grant and convoy thnt Bc�rrower's intercst in the Property under tho terme of thie Socur,ity Inetrumrnt; (b) �e nat
<br /> p�reonaUy obligated to rxy the sums sa;ured by this Sacurity Instrumant;and (c) aQreea that Lender tud tny other
<br /> I3orrower may agree to extend,modity,Iorbear or make sny accommodatione with rogard to the terme of thie Security
<br /> Instrument or the Note without that Burrowar's consent.
<br /> 13. Loaa Ch�r�ee, If tha loan secured by this Security Inetrument ie subjoct to a law which e�ta meximum loan
<br /> charges, and that law is finally inurpreeed eo that the interest or other loan charges collxted or tn be colle�cted in
<br /> connxtion with the lo�ri oxceed the permitted limits,then: (A) eny euch loan chugo shall be reduced by the amount
<br /> nxe�eary to reduce tho cherge t4 the permitted limit; end (b) nny sume slready collectai from 13orrower which
<br /> exceeded permitted limits will be rofunded to Borrower. Lender mny choaee to meke this retund by roducing the
<br /> principnl owed under the Note or by m�ting a diroct peyment to Anrrowec.If a rofund roducee princip�l,the reduction
<br /> will ba treat�d es a pertisl prepayment �vithout any prepayment charge under the Note.
<br /> 14. Notice�.Any notice to Borrower providod tor in thie Security Instrument ehall bo given by delivering it or by
<br /> mailing it by tirst class meil unless epplicable Ia•v roquirea vao ot tinother method.The notice shall be directed to the
<br /> Property Address or eny other�ddreas Borrower des►gnatee by notice to Lender.Any notico to I.ender ehell be given by
<br /> firet clase mail to Lender's addrese etated hercin or any other addrees I.ender deaignetes by notice to BorroNer. Any
<br /> noticc provided for in thie Sa:urity Instrurnent shall be deemed to have beea given to Borrower or L.ender when given
<br /> es provided in thie paragraph.
<br /> l S. Governinj I,awr;Severability,Thie Socurity Inetrument ahell be govemed by foderal law and the law of the
<br /> juriadiction in which the Property ie loc�ted.In the event that eny provision ar clnuse of thie Socurity Inetrument or the
<br /> Nou aonflicte with applicable lavr.euch contlict ehnll not nitxt other ptovieione of thie Security Inatrument or the Note
<br /> which can be given e[txt without the conflicting provieion.To thie end the provisions oi thie Socurity Instrumeni and
<br /> the Note are doclereci to bo severable,
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