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<br /> payments may no longer be required,at the option of Lender, if mortgage insurance caverage(in the amount and for the pericxl
<br /> that Lender rcquirea)provided by�n in�urer approved by ltinder again beconnes available and is obtalncd. Horrowsr shall pay
<br /> the premiuma required to mAintain morigage insurance In effxt,or to provide a loss reurve,untU tbe requirement for�nortgagc
<br /> ia�ur�e enda in accord�nce wlth�u►y wrltten agrament becwan Borrower and Lender or appNcable law.
<br /> 9. Irupection, L.ender nr its agent may make reasonable entties upon and inspcctions of the Property, L,endcr shail�ive
<br /> BonoK�er notice at thC time of or priur to an inspe�llan speclfying reasoneble cause for the irspection, —
<br /> lm, Condemnatlon. The proceeda of any award or clalm for damuges, direct or consequential, in connec[ion with any
<br /> condemruulon or other taking of any put of the Property, or for conveyana in lieu of condemnatlon, aze hereby assignal and
<br /> shall be paid to I.ender.
<br /> In the event of a total taktng of the Property,the proceeds shall be applied co the sums seGUred by tl�is Securiry Iastrument, '
<br /> whether or not then due, with any exas�paid to Borrower. In the event of a partial taking of the Propeny in whicb the fair
<br /> tnarkst vAlue of the Property Immediacely befare the taking is equal to or greater than the amount of the sums secur�d by this
<br /> Socurity Instrument immodiately beforc the taking,unleas Hnrrower and Lender othcrwise agree in writing. the sums saured by
<br /> thi� Security Instrument shall be reduad by the amount nf the proceeds muldplied by the following fraction: (a) the [otal
<br /> amount of the sums eecured immediately before thc teking, dividod by (b)the falr market value of thc Property immecllately
<br /> before the taking, Any balance shell be paid to Borrower, In the event of a par[ial taking of the Property in which the fair
<br /> market value of the Property immedietciy before the taking is less than the amount of the sums securcd immediately before the
<br /> �aking, unless Borrower and Lender otherwise agrec in writing or unless applicable law otherwise provides,the procecds shall
<br /> be applied to the sums secured by this Security instrument wh�ther or not the sums are then due.
<br /> If the Property is abdndoned by Borrower,or if. after notice by Lender to Borrower that the condemnor affers to make an
<br /> Awud or settle a claim for da�nages, Borrower fwlls to respond to l.ender within 30 days after the date thc notice is given,
<br /> l.ender is authorizod to colloct and apply Qt�procads,at its option,either to reatoration or repalr of the Propeny or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless Lender and Borrower otherwix agree in wdting, any application of proceeds to princlpal shall not extend ar
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or changc the amount of such payments.
<br /> 11.Borrower Not Rdaued;F�rbeArancs By Lender Not W Waiver.Extension of the time for p�yment or niodification
<br /> . of amortization of th�sums sceured by this Secudty Instrument granteci by Lender to any successor in interest of Bonower shall
<br /> nos oper�te to release the llability of the original 6onower or iiorrower's successors in interest. Lender shall not f+e requirrd to
<br /> commena proceodings agalnst any successar in interest or refuse to eatend time for payment or otherwlse modify amortiuuion
<br /> of the sums secucaf by this Security Instrument by reason of any demand madc by the original Borrower or Borrawer's
<br /> successors in interest. Any forbearance by i.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of a�►y rigl�t or remedy.
<br /> 12. Succeasors and Assign�Hound; Joint�nd SeverAl LlAbility; Co-signers. The covenants and agram,�nts of this
<br /> � Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, s�.�bject to the provisions of
<br /> par�graph 17. Borrower's covenants and agraments shall be joint and several. Any Borcower who co-signa this Security
<br /> Inatrument but das not ezecute the Note: (a) is co-signing this Security Instrument only to mortgago, grant and convey that
<br /> Borrower's interest in the Propt�cty under the terms af thi5 Security Instrumenr (b)is not personzlly obligated to pay the suma
<br /> secured by thls Security Instrument;and(c)agrees that I.ender and any other Borrower may agree to extend,modify, forbeu or
<br /> make any ac:c,ommodattons with regard to the terms of this Security Instrument or the Note without that Bonower's consent.
<br /> 13.Lo�n Chntges.If the loan securod by this Security Instntment is subject to a law which sets maximum loan chaeges,
<br /> and that I�w ie finelly interpretod so that the interest or other loan charges colixted ur to be collxted in connection with the
<br /> lo�n exceed thc permitted limity, then: (a)any such loan charge shall be nducal by the amount necessary to raluce the chuge
<br /> to the permitted limit; and(b)any sums already collected from Bonower which exceeded permitted limits will b� refunded tu
<br /> Bonower. Lender may choose to make this refund by roducing the principal owed under the Note or by mdcing a direct
<br /> payment to Aonower. If a nfund reduces principal, the reduction will be treated as a partial prepaymeat wlthout any
<br /> prepxyment ch�rge under tha Notc.
<br /> 14.Notkes.My notice to Eiorcowtr provided for in this Security Instrument shall be given by delivering it oi•by mailing
<br /> it by first class mail unless applicable law requires use of anather method. 'C'he notice shall b�dirccted to the Pcopeny Address
<br /> ar uny other addresa Horrower designatts by notice to Lender. Any noticc to Lcnder shaU bc gtven by Crst clsss mall to
<br /> Lender's address stated herein or a��y other address Lender designates by notice to Borrower. Any notice providod for in this
<br /> Security Iastrument shall be dec:ned to have been given to Borrower or I..ender when given as provide�d in this pazagraph.
<br /> 15.Governityj I.Aw; Severability. This Security Instrument shall be governed by foderal law and the law of the
<br /> judsdiction in which the Property is located. In the event that any provision or claux of this Security InstNment or the Note
<br /> conflicts with applicable law,such conflict shall no[affeet other p:ovisions of this Sa:urity Instrument or the Note which can be
<br /> given effxt without the conflicting provision. To this end the provisions of this Security Instrument and the Note aze dcxlared
<br /> to be severable.
<br /> 16.Born►wer's Copy. Bonower shall be given one conformed wpy of the IYote and of this Security Instrument.
<br /> Form 3028 9/90
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