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oct <br />B m <br />w <br />CD Xry <br />c9 ma Tov <br />(0 N 7CX.. <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />DEFINITIONS <br />.,.w <br />3� 1 - � <br />m <br />r <br />o c• �. N) ©© f - 7) <br />raj C� z C0 m <br />rn <br />6 t4,-- <br />- lz. cm [p <br />_ r - co CA <br />cn <br />co co <br />r n CO <br />r., <br />in CD to 1 "'6 C <br />v7 En <br />C <br />6 <br />[Space Above This Line For Recording Data] <br />MIN: 100416700028046010 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />rAl 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />CD <br />Section 16. <br />= (A) °Security Instrument" means this document, which is dated December 20th , 2013 <br />A together with all Riders to this document. <br />(B) "Borrower" is LaDonna J Obermiller, a single person <br />--4 <br />Borrower is the trustor under this Security Instrument. <br />rrI <br />XI (C) "Lender" is CharterWest National Bank <br />oc Lender is a Corporation organized and existing under the laws of <br />rim the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is U.S. Bank Trust Company, National Association 111 SW Fifth Avenue Portland, OR <br />97204 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated December 20th , 2013 . The <br />Note states that Borrower owes Lender Fifty Thousand Four Hundred and 00 /100 <br />Dollars (U.S. $ 50,400.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />January 1, 2044 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] <br />El 1 -4 Family Rider ❑ Biweekly Payment Rider NIFAAddendum <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable fmal, non - appealable <br />judicial opinions. <br />NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 1 of 9 pages) <br />12439.CV (6/13) 910992 Creative Thinking, Inc. <br />GOTO(002cbabb) <br />