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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument. <br />Borrower: TROY G SMITH <br />102/ 3 <br />Date <br />Borrower: <br />Date <br />Borrower: <br />Date <br />BORROWER ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF 14 cU-L <br />The foregoing instrument was acknowledged before me this le-Cem1�2. ✓ by <br />TROY G SMITH, NIKOL S SMITH <br />Notary Public <br />Printed Name: t p�ptyt' .-t Li evahtl.,{ <br />My commission expires: D ` 1 4 1 (P . <br />First American Mortgage Services <br />Borrower: NIK L SMITH <br />Date <br />Borrower: <br />Date <br />Borrower: <br />Date <br />[Space Below This Line for Acknowledgments] <br />GENERAL NOTARY - State of Nebraska <br />STEPHANIE LILIENTHAL <br />My Comm. Exp. Aug. 14, 2016 <br />201309853 <br />FHA/VA HUD -HAMP Loan Modification Agreement 10142013_111 WD12106.1 9902422527 <br />Page 5 <br />