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m A W o Z B 5,I, co 5 . - Iv II WHEN RECORDED MAIL TO: Exchange Bank Gibbon Branch 14 LaBarre Street PO Box 760 Gibbon, NE 68840 GRANTOR: PANOWICZ LAND COMPANY, LLC By: By: Panowicz Land pany, LLC Jo A Panowicz, Memwicz Land Company, LLC By: —. 9 f . Robert M Panowicz, Member of Panowic,Y Land Company, LLC DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act FOR RECORDER'S USE ONLY GRANTOR: Panowicz Land Company, LLC LENDER: Exchange Bank LENDER'S ADDRESS: Gibbon Branch, 14 LaBarre Street, PO Box 760, Gibbon, NE 68840 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska: SEE EXHIBIT "A ", WHICH IS ATTACHED TO THE DEED OF TRUST AND MADE A PART OF THIS DEED OF TRUST AS IF FULLY SET FORTH THEREIN. The Real Property or its address is commonly known as RURAL HALL COUNTY, NE. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: SEE ATTACHED DESCRIPTION UNDERSIGNED, Panowicz Land Company, LLC, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON DECEMBER 18, 2013. 7L.