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<br /> 98- �tsz�ss
<br /> payments rnay no longer be required, at the option of L,ender, If mortgage lnsurance coverage(In the amount and for iha period
<br /> that Lender requires)provided by an insurer approved by l.,ender again becomes available and is obtained. Borrower stiall pay
<br /> the premlums required to cnaintain mortgage insurance in effect, or to provlde a loss rescrvc, until►hc rcquircment for mongage
<br /> I�surance ends in accordance with any written ngreement between Borrower:uid L.ender or applicable law.
<br /> 9.Inspectlon. Lcndcr or its aqtnt may inakc rcasonable cntries upon and inspections of the Praperty. I.cndcr shall give
<br /> Borrowcr notico at the time of or prior to an inspection specifying reasonable cause far the Inspection.
<br /> 10, Condannahon. The proceeds of any award or claim for damagcs, dircc;t or consequcntial, in conne�tion with any
<br /> condemnation or other txking of any part af the Property, or for conveyance in lieu of condemnation, are hereby essigned and
<br /> shall bc paid to I.�:nder.
<br /> In the event of a tatal taking of the Property, the proceeds shall Ue applicd to Q�e sums secured by this Securi�y Instrun�ent, `
<br /> whether or not then due, wlth any excess pald to Borrower. ln the evcnt of a panisl taking of the Aropeny In which the fair
<br /> markct value of the Property immedistely before thc taking is equal to or greater then thc amount of the sums sceured by this
<br /> Securlty Instn�ment iinmediately beforc thc taking,unle�s Borrowcr acid Lender otherwise agree in writing, the sums secured by
<br /> thls Security Instrument shall be reduced by the amount of the proceeds multiplled by the following fraction: (a) the total
<br /> amount of the sums secured immedlately before the taking, dtvided by (b) the fair mazket valuc of thc Propeny immediately
<br /> before the taking, Any balance shall be paid to Borrower. In the event of a partlel taking of the Property in wliich the fair
<br /> market value of the Prape�ty immediately before the taking is less than the amount of the sums secured immcdiately before the
<br /> taking,unless Bonower and Lender otherwise agra in writing�r unless applicable law atherwisc provides, thc proceeds shall
<br /> be applied to the sums secured by this Security Instrument whether or not the sums are then due. —
<br /> If the Property is abandoned by Borrower,or if, after notice by l.ender to Bonower that the condemnor offers to make an
<br /> award or settle a claim for damages, Borrower fails to respond to L.ender within 3U days after the dat� the notice is given,
<br /> l.ender is au�horiztd to cap�ct and apply the prceeeds,at its option,eithcr to restoration or rcpalr of the Property or to the sums
<br /> secured by this Security In�trument,whether or not then due.
<br /> Unlesa[.ender and Borrower otherwise agree in writing, any application of prceeeds to principal shall not r.xtend or
<br /> postpone the due date of the monthly payments refenul to ln paragraphs 1 and 2 or change the amoune of such paymente.
<br /> 11. Barower Not Rdes�sed;Forbwrance By I.ender Not e Waiver. Eatension of the dme for paymont or modification
<br /> of amortiza[lon of the sums secural by this Security Instrumtn[grznted by Lender to any successor in intcrost of Borrower shall
<br /> not operate to release the lisbility of the original Borrower or Bonower's successor�in interest. I.ender shall not be requind to
<br /> commence praceedings against any successor in interest or reh�se to extend time for payment or othcrwise modify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borzower's
<br /> succeuors in interost. Any forbearance by Lender in exercising any right or remedy shall not be a walver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suceessora and Assigns Bound; Joint and Severnl Uabil[ty; Co-stgncr�. The covenants and agraraents of this
<br /> Securiry Instniment shxll bind and bcnel►t thc succtssors anu assigns oi Lenuer and tsorrower, subjcet co tbe provisions of
<br /> pwrageaph 17. Honower's covenants and agreements shall be jaint and several. Any Borrawer who co-signs this Sexurity
<br /> Instrument but das not ezceute the Note: (a) is co•signing this Security Instrument only to mongage, grant and convey that
<br /> Borrowsr's tnterest in the Property under the ter�ns of this Security]nstrument; (b)is not nersonally obligated to pay t8e sums
<br /> socured by this Socurity Instrument;and(c)agrees that Lender and any other Bonower mry agra to extend,modify,forbear or
<br /> make any aaommodations with regard to the terms of this Security Instntment or tbe Note without that Borrowcr'e con.•.r.nt.
<br /> 13. I,aan Charg�. If the loan secured by this Stcurity Instrument is subject to a law which aets muximum loan chuges,
<br /> anct thu law is finally interpretal so that the interest ur other loan charges collected or to be collectod in connection with the
<br /> loan exceed thc permitted limits, then: (a)any such loan chuge sh�ll be roduced by the Amount nocessacy to roduce the chuge
<br /> to the permitted limir and(b)any sums already collected from Bonower which excxded permitted limits will be nfunded to
<br /> Borrower. Lender may choose to make this refund by reducing the pri��cipal owed under the Nota or by m�lcing a direct
<br /> paymrnt to Borrower. If a refund roduces principal, the raiuction will be treatod u a partial prepaymecit without any
<br /> prepayment chuge under the Note.
<br /> l�l. Noticed.Any notice tu Borrower providai for in this Security Instrument shall be given by delivering it or by mail�ng
<br /> it by first class mail unless applicab(e law requir�s use of another method.The notice shall be dirxtcd to the Property Address
<br /> or any other address Borrower dcsignates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lender's address stated herein or any other acidress Lender designates by notice to Borrower. My notice provided for in this
<br /> 5ecurity Inatniment shall be decmed to have been given to Borrower or L,ender when given as ptovidod in this pazagraph.
<br /> 15. Covnnin� I.Aw; Seva�bility. This Security instrument shall be govemal by faleral law and the law of the
<br /> jurisdictian in which the Propeny is located.in the event that any provision or clause of this Sccurity Instrument or the N�te
<br /> conflicts with applicable law,such conflict shall not affect other provisions of this Security Instruttxnt or t6e hiote wbicr an be
<br /> given efftct without the conflicting provision. To this end the provisior�s of this Security[nstrument and the Note are dcelared
<br /> to be sevarabte. —
<br />— 16. Borrower's Copy.Borrower shall be given one conforrtxd copy of the Note and of this Securiry Instrument.
<br />= Fam 3028 9l90
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