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201309754 <br /> value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private <br /> party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, <br /> Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein <br /> shall create any obligation on Lender for an Environmental Cleanup. <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br /> Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration <br /> under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a)the default; (b)the <br /> action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to <br /> Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date <br /> specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of <br /> the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the <br /> right to bring a court action to assert the non-existence of a default or any other defense of Borrower to <br /> acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its <br /> option may require immediate payment in full of all sums secured by this Security Instrument without <br /> further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. <br /> Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, <br /> including,but not limited to,reasonable attorneys'fees and costs of title evidence. <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which any <br /> part of the Property is located and shall mail copies of such notice in the manner prescribed by Applicable <br /> Law to Borrower and to the other persons prescribed by Applicable Law. After the time required by <br /> Applicable Law, Trustee shall give public notice of sale to the persons and in the manner prescribed by <br /> Applicable Law. Trustee, without demand on Borrower, shall sell the Property at public auction to the <br /> highest bidder at the time and place and under the terms designated in the notice of sale in one or more <br /> parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property <br /> by public announcement at the time and place of any previously scheduled sale. Lender or its designee may <br /> purchase the Property at any sale. <br /> Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br /> conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the <br /> statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs <br /> and expenses of exercising the power of sale,and the sale,including the payment of the Trustee's fees actually <br /> incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this <br /> Security Instrument;and(c)any excess to the person or persons legally entitled to it. <br /> 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br /> Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured <br /> by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or <br /> persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such <br /> person or persons a fee for reconveying the Property,but only if the fee is paid to a third party(such as the Trustee) <br /> for services rendered and the charging of the fee is permitted under Applicable Law. <br /> 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br /> successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security <br /> Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, <br /> power and duties conferred upon Trustee herein and by Applicable Law. <br /> 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br /> Borrower's address which is the Property Address. <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> Nebraska Deed of Trust—Single Family—Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1/01 <br /> MERS Modified <br /> The Compliance Source,Inc. Page 12 of 14 Modified by Compliance Source 14301NE 08/00 Rev.04/13 <br /> www.compliancesource.com ©2000-2013,The Compliance Source,Inc. <br /> 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 1111111 11111 1111 111 11111 11111 11111 1111 11111 11111 11111 I I I 111111 11111 HI 1111 <br /> * 1 2 2 2 0 8 7 236 — E B 1 4 3 0 1 X X — 1 2 — 1 4 * <br />