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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />In trument. <br />Borrower: BARBARA A FRANCO Borrower: <br />—. —/ <br />Date Date <br />Borrower: Borrower: <br />Date Date <br />Borrower: Borrower: <br />Date <br />BORROWER ACKNOWLEDGMENT <br />STATE OF NE <br />COUNTY OF \ <br />RBARA A FRANCO <br />Notary Public <br />Printed Name S ��- <br />My commission expires: \ —' "F <br />Date <br />[Space Below This Line for Acknowledgments] <br />201309691 <br />The foregoing instrument was acknowledged before me this LCD .,, , ✓ Z. Ol 3- <br />SARA ANDERSON <br />State of General Not <br />My Commission Expires Aug 1.2016 <br />FHA/VA HUD -HAMP Loan Modification Agreement 10142013_111 WD12106.1 9902218999 <br />First American Mortgage Services <br />Page 5 <br />by <br />