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rn <br /> m <br /> 00)-I -I <br /> rnm �> rn <br /> o 0 H x () z rn Min <br /> xi rn -<Q ° <br /> rn Z m ' <br /> W W <br /> z> C) -n z p — <br /> _n� rn >� () <br /> rno 111 r0) c <br /> -co co <br /> c�m z <br /> c z <br /> 0 <br /> Return To: <br /> Home Federal Savings and Loan Assn of Grand Island <br /> 221 South Locust St <br /> Grand Island, NE 68801 <br /> Prepared By: <br /> Stephanie Lilienthal <br /> 221 South Locust St <br /> Grand Island, NE 68801 <br /> Deed of Trust <br /> Definitions <br /> Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br /> 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br /> Section 16. <br /> (A) "Security Instrument" means this document, which is dated December 13, 2013 , together with all <br /> Riders to this document. <br /> (B) "Borrower" is James A Panowicz and Cynthia L Panowicz. Husband and Wife <br /> Borrower is the trustor under this Security Instrument. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP® <br /> VMP6(NE)(1 105) <br /> Wolters Kluwer Financial Services Page 1 of 17 <br />