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201309650 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br /> Second Home Rider. <br /> (Seal) (Seal) <br /> er y Harper <br /> ��' -Borrower -Borrower <br /> Ki <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> MULTISTATE SECOND HOME RIDER—Single Family Doci lagrlc <br /> Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com <br /> Form 3890 1/01 Page 2 of 2 <br /> , <br /> u '11r 11 <br />