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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on December 4, 2013. The grantors are JUAN DIAZ
<br /> and POLLY A MARKHAM-DIAZ, also known as POLLY MARKHAM DIAZ, HUSBAND AND WIFE,
<br /> whose address is 4067 NORTHVIEW DR, GRAND ISLAND, Nebraska 68803 ("Borrower"). Borrower is not
<br /> necessarily the same as the Person or Persons who sign the Home Equity Line of Credit Agreement, dated
<br /> December 4,2013 ("Contract"). The obligations of Borrowers who did not sign the Contract are explained further
<br /> in the section titled Successors and Assigns Bound;Joint and Several Liability; Accommodation Signers.The
<br /> trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802
<br /> ("Trustee"). The beneficiary is Home Federal Savings& Loan Association of Grand Island,which is organized
<br /> and existing under the laws of the United States of America and whose address is 221 South Locust Street,
<br /> Grand Island,Nebraska 68801 ("Lender"). JUAN DIAZ and POLLY A MARKHAM-DIAZ have entered into
<br /> a Contract with Lender as of December 4, 2013, under the terms of which Borrower may, from time to time,
<br /> obtain advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br /> PROTECTIVE ADVANCES)*** of Thirty-seven Thousand Five Hundred and 00/100 Dollars (U.S.
<br /> $37,500.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make
<br /> advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br /> Borrower's Contract with Lender will be due on December 15,2018. This Security Instrument secures to Lender:
<br /> (a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals,
<br /> extensions and modifications of the Contract: (b)the payment of all other sums, with interest, advanced to protect
<br /> the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in
<br /> the Property;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and
<br /> the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably
<br /> grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br /> COUNTY of HALL, State of Nebraska:
<br /> Address: 4067 NORTHVIEW DR,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LOT EIGHT (8), BLOCK TWO (2), NORTHVIEW FIRST SUBDIVISION, IN
<br /> THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> 2004-2012 Compliance Systems,Inc.CECA-041A-2011 L2 10.600
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www compliancesystems cons
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