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201309529 <br />PAYMENT RIDER <br />THIS PAYMENT RIDER is made this 5TH day of DECEMBER, 2013 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of <br />Trust, or Security Deed (the "Security Instrument ") of the same date given by the <br />undersigned ( "the Borrower ") to secure Borrower's Note to BANK OF DONIPHAN, P 0 BOX 270, <br />DONIPHAN. NE 68832-0270 <br />( "the Lender ") of <br />the same date and covering the property described in the Security Instrument and located at: <br />614 N. GRACE AVE., GRAND ISLAND, NE 68803 <br />[Property Address] <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PERIODIC PAYMENTS OF PRINCIPAL AND INTEREST <br />The Note provides for periodic payments of principal and interest as follows: <br />3. PAYMENTS <br />(A) Periodic Payments <br />I will pay principal and interest by making periodic payments when scheduled: <br />❑ I will make payments of $ <br />each on the <br />of each <br />beginning on <br />® I will make payments as follows: <br />59 MONTHLY PAYMENTS OF $750.98 BEGINNING 01-15-2014. THE ACTUAL AMOUNT OF MY FINAL <br />PAYMENT WILL DEPEND ON MY PAYMENT RECORD. <br />IXI In addition to the payments described above, I will pay a "Balloon Payment" of <br />$ 98,491.22 on 12-15-2018 The Note Holder <br />will deliver or mail to me notice prior to maturity that the Balloon Payment is due. This <br />notice will state the Balloon Payment amount and the date that it is due. <br />(B) Maturity Date and Place of Payments <br />I will make these payments as scheduled until 1 have paid all of the principal and interest <br />and any other charges described below that I may owe under this Note. My periodic <br />payments will be applied to interest before Principal. If, on 12-15-2018 <br />I still owe amounts under this Note, 1 will pay those amounts in full on that date, which is <br />called the "Maturity Date." <br />I will make my periodic payments at P 0 BOX 270, DONIPHAN, NE 68832-0270 <br />or at a different place if required by the Note Holder. <br />MULTIPURPOSE FIXED RATE PAYMENT RIDER (MULTISTATE) <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR -PR 6/15/2004 <br />ref: MPFR -MN (page 1 of 2 pages) <br />