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<br /> � ' , ff Boaawer pays Funds to L.cnder, the Funds shell be hcid in an institution che de osits or accounts of which arc In`sr'�ured • ;x'x:��%�=
<br /> or guaranteed by a federal ar state ageacy (tncluding Lender if l,ender ls such an institution). Lender shall apply the Funds to �K . �.-'±.
<br /> t �pay said taxes, assessments, insurana premlums and ground rents. L.ender may not chargc for so holding and applying [he
<br /> Funds,analyzing sald account or verifying and compiling said assessmcnts and bills,unless l.ender pays Borrowcr interest an .
<br /> the Fuads and ap�licable luw permlts Lender to make such a charge. Barrower and L.ender may agree in writing at che time of � •
<br /> , execucion of this Deed of Trus[that interest on the Funds shaU be paid co Borrower, and unless such agreement is made or
<br /> �' � applicablc law requires such Interest to be paid,Lender shall not be required to pay Bonower any interest or earnings on the � +•�z.-'.�j'-
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<br /> Punds. Lcader shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits tu the
<br /> `�"� Funds and the purpose for which each debit to the Funds was made. The Funds ere pled;ed as additional securiry for tho sums �,���,�..�
<br /> .,;r;,,,,�� securtd by[bis Deed of Trust. ••� �°�--'
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<br /> ._.....,.•�� If tue amount of the Funds held by I.ender, together with the fiuure monthly installments of Funds payable prior to the ;�'�r��._�_
<br /> : due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes, �.;�;�:s�===
<br /> . � assessments, insurance premiums and ground rents as they fall due,such excess shall be, at Borrower's option, either promptly r.�=:esr
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