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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />Agustin R. Pedroza <br />Celia C. Pedroza <br />STATE OF NEBRASKA <br />COUNTY OF Hall <br />(SEAL) <br />(SEAL) <br />Space Below This Line For Acknowledgment <br />The foregoing instrument was acknowledged before me this November 27 , 2013 (date), by <br />Ag R. Pedroza avid Celia C. Pedroza, husband and wife <br />App <br />(Si ature of Person Taking Acknowledgement) <br />Title or Rank: Notary public <br />Serial Number, if any: <br />Loan Originator Organization <br />Mortgage Loan Originator Organization: Charter West National Bank <br />Nationwide Mortgage Licensing system and Registry Identification Number: <br />Individual Loan Originator <br />201309420 <br />Date <br />Date <br />jel lIDIBIAL NOTARY • Stye 01 Netn a <br />JANICE K. BOE <br />SN Come, Fx March 27, 2017 <br />466077 <br />Mortgage Loan Originator: Russell E Smith <br />Nationwide Mortgage Licensing system and Registry Identification Number: 491150 <br />Page 8 of 9 HECM First Deed Of Trust <br />