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Prepared By: Cherry Creek Mortgage Co., Inc.
<br />7600 East Orchard Road, Suite 250 -N
<br />Greenwood Village, CO 80111
<br />Record and Return to: 1st Reverse Mortgage, USA
<br />3609 S. Wadsworth Blvd Suite 500
<br />Lakewood, CO 80235
<br />Attn: Final Docs
<br />State of NEBRASKA
<br />which has the address of
<br />1308 E 6th STREET, Grand Island, Nebraska 68801, ( "Property Address ")
<br />3
<br />c)
<br />C
<br />[Space Above This Line For Recording Data] S8 .Oc)
<br />FHA Case No. 321- 3279027 -952
<br />Loan No. 907906564
<br />MIN: 1000302-0907906564-4
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION DEED OF TRUST
<br />z
<br />c
<br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on November 27, 2013. The trustor is
<br />Agustin R. Pedroza A /K/AAugustine Pedroza, Augie R. Pedroza Augie Pedroza and Celia C.
<br />Pedroza A /K/A Cecilia Pedroza, Husband and Wife , whose address is 1308 E 6th STREET,
<br />Grand Island, Nebraska 68801 ( "Borrower "). The trustee is First American Title Insurance
<br />Company, Attn: Claims National Intake Center, 1 First American Way, Santa Ana, CA 92707
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems Inc. ( "MERS "), which is
<br />organized and existing under the laws of Delaware, and whose address is Delaware. Cherry Creek
<br />Mortgage Co., Inc. is organized and existing under the laws of Colorado, and has an address of
<br />7600 East Orchard Road, Suite 250 -N, Greenwood Village, CO 80111 ( "Lender "). Borrower has
<br />agreed to repay to Lender amounts which Lender is obligated to advance, including future advances,
<br />under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security
<br />Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Adjustable -Rate
<br />Note dated the same date as this Security Instrument ( "Note "). The beneficiary of this Security
<br />Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the
<br />successors and assigns of MERS. This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Note, with interest at a rate subject to adjustment (interest), and all renewals,
<br />extensions and modifications of the Note, up to a maximum principal amount of One Hundred Fifty
<br />One Thousand, Five Hundred Dollars and Zero Cents (U.S. $151,500.00); (b) the payment of all
<br />other sums, with interest, advanced under paragraph 5 to protect the security of this Security Instrument
<br />or otherwise due under the terms of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. The full debt, including amounts
<br />described in (a), (b), and (c) above, if not due earlier, is due and payable on January 2, 2081. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in HALL County, NEBRASKA:
<br />See legal description as Exhibit A attached hereto and made a part hereof for all intents and
<br />purposes
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this
<br />Page 1 of 9 HECM Furst Deed Of Trust
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